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[Gwm-general] I am ready

From: w.qinn
Subject: [Gwm-general] I am ready
Date: Wed, 22 Mar 2006 18:30:37 +0100 (GMT+01:00)

I am ready 

Qin Wang
Lloyds TSB Pacific Limited 
Hong Kong Branch Two 
Square Central, Hong Kong.


Thank you for giving me your time, it is of great 
importance for you to take care and understand every word which I have 
written down below; please be patient and read the explanation in my 

I am a staff of Lloyds TSB Group Plc. here in Hong Kong 
attached in Private Banking Services, I am contacting you concerning a 
customer and an investment placed under our banks management; as a 
matter of factit was 3 years ago. I would respectfully request that you 
keep the contents of this mail private and also to kindly respect the 
integrity of the information you come by as a result of this email. I 
contacted you independently of our investigation and no one is informed 
of this communication; I would like to intimate you with certain facts 
that I believe would be of interest to you.

In 2001, the subject 
matter; Ref: FI/TSB/958/042/0500 came to our bank to engage in business 
discussions with our Private Banking Services Department. He informed 
us that he had a financial portfolio of 15.37 million United States 
Dollars, which he wished to have us turn over (invest) on his behalf. I 
was the officer assigned to his case; I made numerous suggestions in 
line with my duties as the de-facto chief operations officer of the 
Private Banking Services Department,especially given the volume of 
funds he wished to put into our bank. We met on numerous occasions 
prior to any investments being placed, and however I encouraged him to 
consider various growth funds with prime ratings. The favored route in 
my advice to customers is to start by assessing data on 600 traditional 
stocks and bond managers and 200 managers of alternative investments. 
Based on my advice, we spun the money around various opportunities and 
made attractive margins for our first months of operation,the accrued 
profit with interest included, stood at this point at over 16.2 million 
United States Dollars,this margin was not the full potential of the 
fund but he desired low risk guaranteed returns on investments.In mid 
2002, he asked that the money be liquidated because he needed to make 
an urgent investment requiring cash payments in Europe. He directed 
that I liquidate the funds and had it deposited with a firm in Europe. 
I informed him that our bank would have to make special arrangements to 
have this done and in order not to circumvent due process, the bank 
would have to make a 9.5 % deduction from the funds to cater for 
banking and statutory charges. He complained about the charges but 
later came around when I explained to him the complexities of the task 
he was asking of us.Cash movement across borders has become especially 
strict since the incidents of 9/11. I contacted my affiliate in Europe 
and had the funds available in mainland Europe, I undertook all the 
processes and made sure I followed his precise instructions to the 
letter and had the funds deposited in a security consultancy firm, the 
firm is a specialist private firm that accepts deposits from high net 
worth individuals and blue chip corporations that handle valuable 
products or undertake transactions that need immediate access to cash. 
This small and highly private organization is familiar especially to 
the highly placed and well-connected organizations. In line with 
instructions, the money was deposited; he told me he wanted the money 
there in anticipation of his arrival from Norway later that week. This 
was the last communication we had, this transpired aroundbFebruary 25th 
2003. In June last year, we got a call from the security firm informing 
us of the inactivity of that particular portfolio. This was an 
astounding position as far as I was concerned, given the fact that I 
managed the private banking sector I was the only one who knew about 
the deposit, and I could not understand why he had not come forward to 
claim his deposit. 

I made futile efforts to locate him I immediately 
passed the task of locating him to the internal investigations 
department of our bank. Four days later, information started to trickle 
in, that he was apparently dead, a person who suited his description 
was declared dead of a heart attack in Cannes, South of France; we were 
soon enough able to gather more
information and the cause of death was 
confirmed. The bank immediately launched an investigation into possible 
surviving next of kin to alert about the situation and also to come 
forward to claim his estate. If you are familiar with private banking 
affairs, those who patronize our services usually prefer anonymity, but 
also some levels of detachment
from conventional processes. In his bio-
data form, he listed no next of kin. In the field of private banking, 
opening an account with us means no one will know of its existence, 
accounts are rarely held under a name; depositors use numbers and codes 
to make the accounts anonymous. This bank also gives the choice to 
depositors of having their mail sent to them or held at the bank 
itself, ensuring that there are no traces of the account and as I said, 
rarely do they nominate next of kin. Private banking clients apart from 
not nominating next of kin also usually in most cases leave wills in 
our care, in this case; he died Intestate.

In line with our internal 
processes for account holders who have passed away, we instituted our 
own investigations in good faith to determine who should have right to 
claim the estate, this investigation for several months were futile. We 
have scanned every continent and used our private investigation 
affiliate companies to get to the root of the problem. It is this 
investigation that resulted in my decision to obtain your contact 
details and contact you, being as a foreigner or rather non-Asian, as a 
potential benefactor of the estate even if you are in no way affiliated 
with this individual (the deceased).My official capacity dictates that 
I am the only party to supervise the investigation and the only party 
to receive the results of the investigation. What this means, with you 
being a foreigner, I have considered the fact that our dear late fellow 
died with no known or identifiable family member. This leaves me as the 
only person with the full picture of what the prevailing situation is 
in relation to the deposit and the late beneficiary of the deposit. 
According to practice, the firm shall by the end of this financial year 
broadcast a request for statements of claim to our bank, failing to 
receive viable claims they will most probably revert the deposit back 
to our bank.This will result in the money entering our bank's 
accounting system and the portfolio will be out of my hands and out of 
the Private Banking Services Department. This will not happen if I have 
my way. 

What I wish to relate to you might be a smack of unethical 
practice but I want you to understand something; it is only an outsider 
to the banking world who finds the internal politics of the banking 
world aberrational. The world of private banking especially is fraught 
with huge rewards for those who occupy certain offices and oversee 
certain portfolios; you should have begun by now to put together the 
general direction of what I propose. There is USD$ 15,991,674(Thirteen 
million, nine hundred and ninety one thousand, six hundred and seventy 
four united states dollars) deposited, I alone have the deposit
and they will release the deposit to no one unless I instruct them to 
do so. 

I alone know of the existence of this deposit for as far as 
the finance firm is concerned, the transaction with our deceased 
customer concluded when I sent the funds to the firm, all outstanding 
interactions in relation to the file are just customer services and due 
process. The finance firm has no single idea of what's the history or 
nature of the deposit, they are simply awaiting instructions to release 
the deposit to any party that comes forward, and this is the situation. 
This bank has spent great amounts of money trying to track the family 
of the deceased; they have investigated for months and have found no 
family but however the investigation has officially come to an end. 

My proposal; I am prepared to place you in a position whereby an 
instruction is given to the finance firm to officially release the 
deposit to you as the closest surviving relation/associate, and all 
etiquette shall be done in accordance with the rule of law, I certainly 
can guarantee you that. By the common law,the power of bequeathing is 
coeval with the first rudiments of the law, and this power has been 
extended to all a man's Personal and Real estate (Personalty & Realty). 
There is no ruling which prevents an inheritance from being so 
exhausted by legacies as to render it unworthy of the heir's 
acceptance; basically all persons of sound mind are competent to 
bequeath and devise real and personal estate, excepting infants, with 
all this I would say we have the clear advantage to carry out a smooth 
and perfect operation whereby the paper work shall be coordinated in 
such a way that your status as a sole beneficiary is confirmed. Upon 
receipt of the deposit, I am prepared to share the money with you in 
half and no more; that is: I will simply nominate you as the next of 
kin and have them release the deposit to you; afterwards we share the 
proceeds 50/50.

I would have gone ahead to ask the funds be released 
to me, but that would have drawn a straight line to me and my 
involvement in claiming the deposit, but on the other hand, you as a 
indifferent foreigner would easily pass as the beneficiary with the 
rights to claim, I assure you that I could have the deposit released to 
you in a few days. I will simply inform our bank of the final closing 
of the file relating to the customer, I will then officially 
communicate with the finance company and instruct them to release the 
deposit to you; with these two things: all is done.The alternative 
would be for us to have the firm direct the funds to another bank with 
you as account holder, this way there will be no need for you to think 
of receiving the money from the firm. We can fine-tune this based on 
our interactions, I am aware of the consequences of this proposal and I 
ask that if you find no interest in this project that you should 
discard this mail. I ask also, that you do not be vindictive or 
destructive, if my offer is of no appeal to you, delete this message 
and forget I ever contacted you; please not destroy my career because 
you do not approve of my proposal. You may not know this but people 
like me who have made tidy sums out of comparable situations run the 
whole private banking sector, I am not a criminal and what I do, I do 
not find against good conscience, this may be hard for you to 
understand, but the dynamics of my industry dictates that I make this 
move. Such opportunities only come ones' way once in a lifetime. I 
cannot let this chance pass me by and I hope you understand,because for 
once I found myself in total control and face to face with my destiny. 
These chances won't pass me by, I ask that you do not destroy my 
chance, if you will not work with me please let me know, and hence move 
on with my life, but do not destroy me; I am a family man and this is 
an occasion to provide them with new opportunities. There is a reward 
for this project and it is a task well worth undertaking, I have 
evaluated the risks and the only risk I have here is from you refusing 
to work with me and alerting my bank; I am the only one who knows of 
this situation,good fortune will bless you and plant you into the 
center of relevance in my life, let’s share the blessing.

If you find 
yourself interested to work with me,please contact me specifically, 
through this email account address@hidden , if you give me 
positive signals, I will initiate this process towards a quick 
conclusion.It is necessary to inform you that under no condition should 
you contact me via official channels; I will simply deny knowing you 
and about this project. I repeat, I do not want you contacting me 
through our official lines neither do I want you contacting me through 
my official email account. Contact me only through this email address 
above; I do not want any direct link between you and me. My official 
lines are not secure lines as they are periodically monitored to assess 
our level of customer care in line with our Total Quality Management 
policy, please observe this instruction religiously. Please, again, 
note I am a family man; I happily married with kids, I send you this 
mail not without a measure of fear as to what the consequences might 
be, but I know within me that nothing ventured is nothing gained and 
that success and riches never come easy or on a platter of gold,this is 
the one truth I have learned from my private banking clients; do not 
betray my confidence. If we can be of one accord I shall have the 
pleasure of meeting you, after this task has been completed plan a 

I await your response.

Yours Sincerely,

Qin Wang

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