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[lmi] Re: Calculation summary XML resources structure (with some example
|
From: |
Evgeniy Tarassov |
|
Subject: |
[lmi] Re: Calculation summary XML resources structure (with some examples) v2 |
|
Date: |
Tue, 3 Oct 2006 22:57:19 +0200 |
'format.xml'
<?xml version="1.0"?>
<!--
Column formatting information like number-formatting, title, etc.
Copyright (C) 2002, 2003, 2004, 2005, 2006 Gregory W. Chicares.
This program is free software; you can redistribute it and/or modify
it under the terms of the GNU General Public License version 2 as
published by the Free Software Foundation.
This program is distributed in the hope that it will be useful,
but WITHOUT ANY WARRANTY; without even the implied warranty of
MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
GNU General Public License for more details.
You should have received a copy of the GNU General Public License
along with this program; if not, write to the Free Software
Foundation, Inc., 59 Temple Place - Suite 330, Boston, MA 02111-1307, USA.
http://savannah.nongnu.org/projects/lmi
email: <address@hidden>
snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
$Id: $
TODO Add default namespace declaration using our XMLSchema
-->
<columns xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance";
xsi:noNamespaceSchemaLocation="file:schema.xsd">
<column name="GuarMaxMandE">
<format>f4</format>
</column>
<column name="InitAnnGenAcctInt">
<format>f4</format>
</column>
<column name="InitAnnLoanCredRate">
<format>f4</format>
</column>
<column name="InitAnnLoanDueRate">
<format>f4</format>
</column>
<column name="InitAnnSepAcctGrossInt">
<format>f4</format>
</column>
<column name="InitAnnSepAcctCurrGross0Rate">
<format>f4</format>
</column>
<column name="InitAnnSepAcctCurrGrossHalfRate">
<format>f4</format>
</column>
<column name="InitAnnSepAcctNetInt">
<format>f4</format>
</column>
<column name="InitAnnSepAcctCurrNet0Rate">
<format>f4</format>
</column>
<column name="InitAnnSepAcctCurrNetHalfRate">
<format>f4</format>
</column>
<column name="InitAnnSepAcctGuarGross0Rate">
<format>f4</format>
</column>
<column name="InitAnnSepAcctGuarGrossHalfRate">
<format>f4</format>
</column>
<column name="InitAnnSepAcctGuarNet0Rate">
<format>f4</format>
</column>
<column name="InitAnnSepAcctGuarNetHalfRate">
<format>f4</format>
</column>
<column name="PostHoneymoonSpread">
<format>f4</format>
</column>
<column name="Preferred">
<format>f4</format>
</column>
<column name="PremTaxLoad">
<title basis="run_curr_basis">Curr Premium Tax Load</title>
<title basis="run_guar_basis">Guar Premium Tax Load</title>
<format>f4</format>
</column>
<column name="PremTaxRate">
<format>f4</format>
</column>
<column name="StatePremTaxRate">
<format>f4</format>
</column>
<!--
F3: scaled by 100, zero decimals, with '%' at end:
Format as percentage with no decimal places (##0%)
-->
<column name="GenAcctAllocation">
<format>f3</format>
</column>
<column name="SalesLoadRefund">
<format>f3</format>
</column>
<column name="SalesLoadRefundRate0">
<format>f3</format>
</column>
<column name="SalesLoadRefundRate1">
<format>f3</format>
</column>
<!--
F2: two decimals, commas
Format as a number with thousand separators and two decimal
places (#,###,###.00)
-->
<column name="CountryCOIMultiplier">
<format>f2</format>
</column>
<column name="GuarPrem">
<format>f2</format>
</column>
<column name="InitGLP">
<format>f2</format>
</column>
<column name="InitGSP">
<format>f2</format>
</column>
<column name="InitPrem">
<format>f2</format>
</column>
<column name="InitSevenPayPrem">
<format>f2</format>
</column>
<column name="InitTgtPrem">
<format>f2</format>
</column>
<!--
F1: zero decimals, commas
Format as a number with thousand separators and no decimal
places (#,###,###)
-->
<column name="Age">
<format>f1</format>
</column>
<column name="AvgFund">
<format>f1</format>
</column>
<column name="AllowDbo3">
<format>f1</format>
</column>
<column name="ChildRiderAmount">
<format>f1</format>
</column>
<column name="CustomFund">
<format>f1</format>
</column>
<column name="SupplementalReport">
<format>f1</format>
</column>
<column name="DBOptInitInteger">
<format>f1</format>
</column>
<column name="Dumpin">
<format>f1</format>
</column>
<column name="EndtAge">
<format>f1</format>
</column>
<column name="External1035Amount">
<format>f1</format>
</column>
<column name="GenderBlended">
<format>f1</format>
</column>
<column name="GenderDistinct">
<format>f1</format>
</column>
<column name="Has1035ExchCharge">
<format>f1</format>
</column>
<column name="HasADD">
<format>f1</format>
</column>
<column name="HasChildRider">
<format>f1</format>
</column>
<column name="HasHoneymoon">
<format>f1</format>
</column>
<column name="HasSpouseRider">
<format>f1</format>
</column>
<column name="HasTerm">
<format>f1</format>
</column>
<column name="HasWP">
<format>f1</format>
</column>
<column name="InforceMonth">
<format>f1</format>
</column>
<column name="InforceYear">
<format>f1</format>
</column>
<column name="InitBaseSpecAmt">
<format>f1</format>
</column>
<column name="InitTermSpecAmt">
<format>f1</format>
</column>
<column name="InitTotalSA">
<format>f1</format>
</column>
<column name="InforceIsMec">
<format>f1</format>
</column>
<column name="Internal1035Amount">
<format>f1</format>
</column>
<column name="IsInforce">
<format>f1</format>
</column>
<column name="IsMec">
<format>f1</format>
</column>
<column name="LapseMonth">
<format>f1</format>
</column>
<column name="LapseYear">
<format>f1</format>
</column>
<column name="MaxDuration">
<format>f1</format>
</column>
<column name="MecMonth">
<format>f1</format>
</column>
<column name="MecYear">
<format>f1</format>
</column>
<column name="NoLapse">
<format>f1</format>
</column>
<column name="NoLapseAlwaysActive">
<format>f1</format>
</column>
<column name="NoLapseMinAge">
<format>f1</format>
</column>
<column name="NoLapseMinDur">
<format>f1</format>
</column>
<column name="NominallyPar">
<format>f1</format>
</column>
<column name="PremiumTaxLoadIsTiered">
<format>f1</format>
</column>
<column name="RetAge">
<format>f1</format>
</column>
<column name="SmokerBlended">
<format>f1</format>
</column>
<column name="SmokerDistinct">
<format>f1</format>
</column>
<column name="SpouseIssueAge">
<format>f1</format>
</column>
<column name="StatePremTaxLoad">
<format>f1</format>
</column>
<column name="UseExperienceRating">
<format>f1</format>
</column>
<column name="UsePartialMort">
<format>f1</format>
</column>
<!--
F3: scaled by 100, zero decimals, with '%' at end:
Format as percentage with no decimal places (##0%)
-->
<column name="CorridorFactor">
<title>Corridor Factor</title><!-- _____________ Corridor Factor -->
<format>f3</format>
</column>
<column name="FundAllocations">
<format>f3</format>
</column>
<column name="MaleProportion">
<format>f3</format>
</column>
<column name="NonsmokerProportion">
<format>f3</format>
</column>
<column name="PartMortTableMult">
<title>Partial Mortality Muliplier</title>
<format>f3</format>
</column>
<!--
F4: scaled by 100, two decimals, with '%' at end:
Format as percentage with two decimal places (##0.00%)
-->
<column name="AnnGAIntRate">
<title basis="run_curr_basis">Curr Ann Gen Acct Int Rate</title>
<title basis="run_guar_basis">Guar Ann Gen Acct Int Rate</title>
<format>f4</format>
</column>
<column name="AnnHoneymoonValueRate">
<title basis="run_curr_basis">Curr Ann Honeymoon Val Rate</title>
<title basis="run_guar_basis">Guar Ann Honeymoon Val Rate</title>
<format>f4</format>
</column>
<column name="AnnPostHoneymoonRate">
<title basis="run_curr_basis">Curr Post Honeymoon Rate</title>
<title basis="run_guar_basis">Guar Post Honeymoon Rate</title>
<format>f4</format>
</column>
<column name="AnnSAIntRate">
<title basis="run_curr_basis">Curr Ann Sep Acct Int Rate</title>
<title basis="run_guar_basis">Guar Ann Sep Acct Int Rate</title>
<format>f4</format>
</column>
<column name="CashFlowIRR">
<format>f4</format>
</column>
<column name="CorpTaxBracket">
<title>Corp Tax Bracket</title><!-- _____________ Corp Tax Bracket -->
<format>f4</format>
</column>
<column name="CurrMandE">
<title>Mortality and Expense</title>
<format>f4</format>
</column>
<column name="DacTaxPremLoadRate">
<format>f4</format>
</column>
<column name="HoneymoonValueSpread">
<title>Honeymoon Value Spread</title>
<format>f4</format>
</column>
<column name="IndvTaxBracket">
<title>EE Tax Bracket</title><!-- _____________ EE Tax Bracket -->
<format>f4</format>
</column>
<column name="InforceHMVector">
<format>f4</format>
</column>
<column name="IrrCsv">
<title basis="run_curr_basis">Curr IRR on CSV</title><!--
_____________ Curr IRR on CSV -->
<title basis="run_guar_basis">Guar IRR on CSV</title><!--
_____________ Guar IRR on CSV -->
<format>f4</format>
</column>
<column name="IrrDb">
<title basis="run_curr_basis">Curr IRR on DB</title><!--
_____________ Curr IRR on DB -->
<title basis="run_guar_basis">Guar IRR on DB</title><!--
_____________ Guar IRR on DB -->
<format>f4</format>
</column>
<column name="MlyGAIntRate">
<title basis="run_curr_basis">Curr Mon Gen Acct Int Rate</title>
<title basis="run_guar_basis">Guar Mon Gen Acct Int Rate</title>
<format>f4</format>
</column>
<column name="MlyHoneymoonValueRate">
<title basis="run_curr_basis">Curr Mon Honeymoon Val Rate</title>
<title basis="run_guar_basis">Guar Mon Honeymoon Val Rate</title>
<format>f4</format>
</column>
<column name="MlyPostHoneymoonRate">
<title basis="run_curr_basis">Curr Mon Post HM Rate</title>
<title basis="run_guar_basis">Guar Mon Post HM Rate</title>
<format>f4</format>
</column>
<column name="MlySAIntRate">
<title basis="run_curr_basis">Curr Mon Sep Acct Int Rate</title>
<title basis="run_guar_basis">Guar Mon Sep Acct Int Rate</title>
<format>f4</format>
</column>
<column name="TotalIMF">
<title>Total Investment Mgt Fee</title>
<format>f4</format>
</column>
<!--
F0: zero decimals
Format as a number no thousand separator or decimal point (##0%)
-->
<column name="AttainedAge">
<title>End of
Year Age</title><!-- _____________ End of
__Year Age -->
<format>f1</format>
</column>
<!--
Comment form ledger_xml_io.cpp
// Not numeric.
-->
<column name="DBOpt">
<title>Death Benefit Option</title>
<format>f1</format>
</column>
<column name="Duration">
<format>f1</format>
</column>
<column name="LapseYears">
<format>f1</format>
</column>
<column name="PolicyYear">
<title>Policy
Year</title><!-- _____________ Policy __Year -->
<format>f1</format>
</column>
<!--
F2: two decimals, commas
Format as a number with thousand separators and two decimal
places (#,###,###.00)
-->
<column name="AddonMonthlyFee">
<title>Additional Monthly Fee</title>
<format>f2</format>
</column>
<column name="MonthlyFlatExtra">
<title>Monthly Flat Extra</title><!-- _____________ Monthly
Flat Extra -->
<format>f2</format>
</column>
<!--
F1: zero decimals, commas
Format as a number with thousand separators and no decimal
places (#,###,##0)
-->
<column name="AcctVal">
<title basis="run_curr_basis">Curr Account Value</title>
<title basis="run_guar_basis">Guar Account Value</title>
<format>f1</format>
</column>
<column name="SepAcctLoad">
<title basis="run_curr_basis">Curr Sep Acct Load</title>
<title basis="run_guar_basis">Guar Sep Acct Load</title>
<format>f1</format>
</column>
<column name="AccumulatedPremium">
<format>f1</format>
</column>
<column name="AddonCompOnAssets">
<title>Additional Comp on Assets</title>
<format>f1</format>
</column>
<column name="AddonCompOnPremium">
<title>Additional Comp on Premium</title>
<format>f1</format>
</column>
<column name="AvgDeathBft">
<title basis="run_curr_basis">Curr Avg Death Benefit</title>
<title basis="run_guar_basis">Guar Avg Death Benefit</title>
<format>f1</format>
</column>
<column name="AVRelOnDeath">
<title basis="run_curr_basis">Acct Val Rel on Death</title>
<format>f1</format>
</column>
<column name="BaseDeathBft">
<title basis="run_curr_basis">Curr Base Death Benefit</title>
<title basis="run_guar_basis">Guar Base Death Benefit</title>
<format>f1</format>
</column>
<column name="BOYAssets">
<format>f1</format>
</column>
<column name="ClaimsPaid">
<title basis="run_curr_basis">Curr Claims Paid</title><!--
_____________ Curr Claims Paid -->
<title basis="run_guar_basis">Guar Claims Paid</title><!--
_____________ Guar Claims Paid -->
<format>f1</format>
</column>
<column name="COICharge">
<title basis="run_curr_basis">Curr COI Charge</title><!--
_____________ Curr COI Charge -->
<title basis="run_guar_basis">Guar COI Charge</title><!--
_____________ Guar COI Charge -->
<format>f1</format>
</column>
<column name="Composite">
<format>f1</format>
</column>
<column name="CSVNet">
<title basis="run_curr_basis">Curr Net Cash Surr Value</title>
<title basis="run_guar_basis">Guar Net Cash Surr Value</title>
<format>f1</format>
</column>
<column name="CV7702">
<title basis="run_curr_basis">Curr 7702 Cash Value</title>
<title basis="run_guar_basis">Guar 7702 Cash Value</title>
<format>f1</format>
</column>
<column name="DacTaxLoad">
<title basis="run_curr_basis">Curr DAC Tax Load</title><!--
_____________ Curr DAC Tax Load -->
<title basis="run_guar_basis">Guar DAC Tax Load</title><!--
_____________ Guar DAC Tax Load -->
<format>f1</format>
</column>
<column name="DacTaxRsv">
<title basis="run_curr_basis">Curr DAC Tax Reserve</title>
<title basis="run_guar_basis">Guar DAC Tax Reserve</title>
<format>f1</format>
</column>
<column name="EeGrossPmt">
<title>EE Gross Payment</title><!-- ______ EE Gross Payment -->
<format>f1</format>
</column>
<!--
Comment from ledger_xml_io.cpp
// Not numeric.
-->
<column name="EeMode">
<title>EE Payment Mode</title>
<format>f1</format>
</column>
<column name="EePmt">
<title>EE Payment Mode</title>
<format>f1</format>
</column>
<column name="EOYDeathBft">
<title basis="run_curr_basis">Curr EOY Death Benefit</title>
<title basis="run_guar_basis">Guar EOY Death Benefit</title>
<format>f1</format>
</column>
<column name="ErGrossPmt">
<title>ER Gross Payment</title><!-- ______ ER Gross Payment -->
<format>f1</format>
</column>
<!--
Comment from ledger_xml_io.cpp
// Not numeric.
-->
<column name="ErMode">
<title>ER Payment Mode</title>
<format>f1</format>
</column>
<column name="ErPmt">
<title>ER Payment Mode</title>
<format>f1</format>
</column>
<column name="ExcessLoan">
<title basis="run_curr_basis">Curr Excess Loan</title>
<title basis="run_guar_basis">Guar Excess Loan</title>
<format>f1</format>
</column>
<column name="ExpenseCharges">
<title basis="run_curr_basis">Curr Expense Charge</title>
<title basis="run_guar_basis">Guar Expense Charge</title>
<format>f1</format>
</column>
<column name="ExperienceReserve">
<title basis="run_curr_basis">Mortality Reserve</title><!--
_____________ Mortality Reserve -->
<format>f1</format>
</column>
<column name="FundNumbers">
<format>f1</format>
</column>
<!--
Comment from ledger_xml_io.cpp:
// STEVEN Can you make this one word?
// s/Force Out/Forceout/
// which is the conventional spelling of the noun.
// ('force out' is the conventional spelling of the verb phrase.)
-->
<column name="GptForceout">
<title>GPT
Force Out</title><!-- _____________ GPT __Force Out -->
<format>f1</format>
</column>
<column name="GrossIntCredited">
<title basis="run_curr_basis">Curr Gross Int Credited</title>
<title basis="run_guar_basis">Guar Gross Int Credited</title>
<format>f1</format>
</column>
<column name="GrossPmt">
<title>Gross Payment</title><!-- _____________ Gross Payment -->
<format>f1</format>
</column>
<!--
Comment from ledger_xml_io.cpp
// TODO ?? This precision is inadequate; are all the others OK?
-->
<column name="InforceLives">
<title>BOY Lives Inforce</title><!-- _____ BOY Lives Inforce -->
<format>f1</format>
</column>
<column name="Loads">
<format>f1</format>
</column>
<column name="NewCashLoan">
<title>Annual Loan</title><!-- ________ Annual Loan -->
<format>f1</format>
</column>
<column name="LoanInt">
<format>f1</format>
</column>
<!--
Comment from ledger_xml_io.cpp
// STEVEN s/Force Out/Forceout/ as above, and can you distinguish the two?
// The one above is a GPT forceout, and I consider 'Forceout' clear enough
// for that.
//
// This one's different. In the high-net-worth market, often the
availability
// of reinsurance constrains the NAAR we'll permit. But neither NAAR nor DB
// is a free variable: only specamt and payments are, so we constrain those.
// The specamt constraint is trivial. Payments are limited in two ways: we
// won't accept a payment that results immediately in a greater
NAAR than our
// internal retention and reinsurance combined; and if NAAR ever increases
// past that limit as a downstream consequence of the corridor, say, then
// we'll...uh...push money out of the policy to avoid that.
//
// When you're desigining such a feature, you're tempted to call it a
// "forceout" because it's sort of like a real forceout-a GPT forceout.
// Give in to that temptation, forgetting what Confucius said about the
// rectification of names, and you cause confusion later on. I don't much
// like "NAAR forceout" because it's awfully cryptic; but "forced
withdrawal"
// is arguably even worse, and I can't think of any better name right now.
// But somehow the present concept must be distinguished.
//
// BTW, this feature has never been implemented, and the column would
// presumably always be zero, though I'd be prepared for surprise.
// If sales ever take off in this market, we'll need to add this quickly.
// Greg-I conclude that we should comment this line out for now,
since it is not
// used, but be prepared to add it in the future
-->
<!--
<column name="NaarForceout">
<title>Net Amt At Risk
Force Out</title><!- Net Amt At
Risk __Force Out ->
<format>f1</format>
</column>
-->
<column name="NetClaims">
<title basis="run_curr_basis">Curr Net Claims</title><!--
_____________ Curr Net Claims -->
<title basis="run_guar_basis">Guar Net Claims</title><!--
_____________ Guar Net Claims -->
<format>f1</format>
</column>
<column name="NetCOICharge">
<title basis="run_curr_basis">Curr Net COI Charge</title><!--
_____________ Curr Net COI Charge -->
<title basis="run_guar_basis">Guar Net COI Charge</title><!--
_____________ Guar Net COI Charge -->
<format>f1</format>
</column>
<column name="NetDeathBft">
<title basis="run_curr_basis">Curr Net Death Benefit</title>
<title basis="run_guar_basis">Guar Net Death Benefit</title>
<format>f1</format>
</column>
<column name="NetIntCredited">
<title basis="run_curr_basis">Curr Net Int
Credited</title><!-- _____________ Curr Net Int Credited -->
<title basis="run_guar_basis">Guar Net Int
Credited</title><!-- _____________ Guar Net Int Credited -->
<format>f1</format>
</column>
<column name="NetPmt">
<title basis="run_curr_basis">Curr Net Payment</title><!--
_____________ Curr Net Payment -->
<title basis="run_guar_basis">Guar Net Payment</title><!--
_____________ Guar Net Payment -->
<format>f1</format>
</column>
<column name="NetWD">
<title>Withdrawal</title><!-- _____________ _____________
Withdrawal -->
<format>f1</format>
</column>
<column name="Outlay">
<title>Premium Outlay</title><!-- _____________ Premium Outlay -->
<format>f1</format>
</column>
<column name="PolicyFee">
<title basis="run_curr_basis">Curr
Policy Fee</title><!--
Curr ____Policy Fee -->
<title basis="run_guar_basis">Guar
Policy Fee</title><!--
Guar ____Policy Fee -->
<format>f1</format>
</column>
<column name="PrefLoanBalance">
<title basis="run_curr_basis">Curr Preferred Loan Bal</title>
<title basis="run_guar_basis">Guar Preferred Loan Bal</title>
<format>f1</format>
</column>
<!--
Comment from ledger_xml_io.cpp
// STEVEN Implemented only for two products, and defectively at that.
// Greg - 1) Keep in and limit use in input interface? (ideal)
// 2) Keep in and add for other products?
// 3) Keep in with obvious warts? (preferred given time constraints)
// 4) Comment out for now until a more comprehensive implementation?
-->
<!--
<column name="ProducerCompensation">
<title>Producer Comp</title>
<format>f1</format>
</column>
-->
<column name="RefundableSalesLoad">
<title>Refundable Sales Load</title><!-- _____________
Refundable Sales Load -->
<format>f1</format>
</column>
<column name="Salary">
<title>Salary</title><!-- _____________ _____________ Salary -->
<format>f1</format>
</column>
<column name="SpecAmt">
<title>Specified Amount</title><!-- _____________ Specified Amount -->
<format>f1</format>
</column>
<column name="SpecAmtLoad">
<title basis="run_curr_basis">Curr Spec Amt Load</title><!--
_____________ Curr Spec Amt Load -->
<title basis="run_guar_basis">Guar Spec Amt Load</title><!--
_____________ Guar Spec Amt Load -->
<format>f1</format>
</column>
<column name="SpouseRiderAmount">
<format>f1</format>
</column>
<column name="SurrChg">
<title basis="run_curr_basis">Curr Surr Charge</title><!--
_____________ Curr Surr Charge -->
<title basis="run_guar_basis">Guar Surr Charge</title><!--
_____________ Guar Surr Charge -->
<format>f1</format>
</column>
<column name="TermPurchased">
<title basis="run_curr_basis">Curr Term Amt Purchased</title>
<title basis="run_guar_basis">Guar Term Amt Purchased</title>
<format>f1</format>
</column>
<column name="TermSpecAmt">
<title>Term Specified Amount</title>
<format>f1</format>
</column>
<column name="TgtPrem">
<title>Target Premium</title><!-- _____________ Target Premium -->
<format>f1</format>
</column>
<column name="TotalLoanBalance">
<title basis="run_curr_basis">Curr Tot Loan Balance</title>
<title basis="run_guar_basis">Guar Tot Loan Balance</title>
<format>f1</format>
</column>
</columns>