[lmi-commits] [lmi] master 80e47f2 15/15: Substitute product-database strings for literal text

[Greg Chicares]

branch: master
commit 80e47f2973b60669493bf0d47252d1b5aa22d6dc
Author: Gregory W. Chicares <address@hidden>
Commit: Gregory W. Chicares <address@hidden>

    Substitute product-database strings for literal text
    
    These strings were set up not long ago, but weren't committed until now
    to make it easier to test the 2019-09-01 release.
---
 finra_notes1.mst            | 19 ++-----------------
 finra_notes2.mst            | 21 +++------------------
 ill_reg_narr_summary.mst    | 22 ++--------------------
 ill_reg_narr_summary2.mst   | 16 ++--------------
 ill_reg_numeric_summary.mst | 32 ++++++--------------------------
 5 files changed, 15 insertions(+), 95 deletions(-)

diff --git a/finra_notes1.mst b/finra_notes1.mst
index 15ecbb0..3fd05cb 100644
--- a/finra_notes1.mst
+++ b/finra_notes1.mst
@@ -85,27 +85,12 @@ consult with your own independent tax or legal counsel.
 
 {{#NoLapse}}
     {{^StateIsNewYork}}
-<!-- PDF !! INSTEAD: S_NoLapseFootnote -->
-        <p>
-        {{NoLapseProvisionName}}:
-        The {{NoLapseProvisionName}} is a lapse protection feature. If met,
-        this test allows your {{ContractName}} to stay in force for a period of
-        time even if there is insufficient {{AvName}} Value to cover the
-        {{AvName}} Value charges. Refer to your {{ContractName}} for specific
-        requirements of meeting the {{NoLapseProvisionName}}.
-        </p>
+        <p>{{NoLapseFootnote}}</p>
     {{/StateIsNewYork}}
 {{/NoLapse}}
 
 {{#NoLapseAlwaysActive}}
-<!-- PDF !! INSTEAD: S_NoLapseEverFootnote -->
-    <p>
-    No-Lapse Guarantee: The {{ContractName}} will remain in force after the
-    first premium has been paid, even if there is insufficient {{AvName}} Value
-    to cover the monthly charges provided that the insured is not in a
-    substandard rating class and the {{ContractName}} debt does not exceed
-    {{AvName}} Value.
-    </p>
+    <p>{{NoLapseEverFootnote}}</p>
 {{/NoLapseAlwaysActive}}
 
 <p>
diff --git a/finra_notes2.mst b/finra_notes2.mst
index 0992cc4..540513c 100644
--- a/finra_notes2.mst
+++ b/finra_notes2.mst
@@ -36,23 +36,12 @@ This illustration assumes death of the insured at
 age {{EndtAge}}.
 </p>
 
-<!-- PDF !! INSTEAD: S_GuarIssueDisclaimerNcSc -->
 {{#StateIsNorthOrSouthCarolina}}
-    <p>
-    In the states of North Carolina and South Carolina, Guaranteed Issue
-    Underwriting is referred to as "Limited Underwriting" and Simplified Issue
-    Underwriting is referred to as "Simplified Underwriting".
-    </p>
+    <p>{{GuarIssueDisclaimerNcSc}}</p>
 {{/StateIsNorthOrSouthCarolina}}
 
-<!-- PDF !! INSTEAD: S_GuarIssueDisclaimerMd -->
 {{#StateIsMaryland}}
-    <p>
-    In the state of Maryland, Guaranteed Issue Underwriting
-    is referred to as "Nonstandard Limited Underwriting"
-    and Simplified Issue Underwriting is referred to as
-    "Nonstandard Simplified Underwriting".
-    </p>
+    <p>{{GuarIssueDisclaimerMd}}</p>
 {{/StateIsMaryland}}
 
 <p>
@@ -173,11 +162,7 @@ The state of issue is {{StateOfJurisdiction}}.
 {{/IsInforce}}
 
 {{#CallGuarUwSubstd}}
-<!-- PDF !! INSTEAD: S_GuarIssueDisclaimerTx -->
-    <p>
-    *** This policy is classified as substandard guaranteed issue
-    per the requirements of the Texas Insurance Department.
-    </p>
+    <p>{{GuarIssueDisclaimerTx}}</p>
 {{/CallGuarUwSubstd}}
 
 <p align="center"><b>GUARANTEED PRINCIPAL ACCOUNT</b></p>
diff --git a/ill_reg_narr_summary.mst b/ill_reg_narr_summary.mst
index 043259b..4b064e1 100644
--- a/ill_reg_narr_summary.mst
+++ b/ill_reg_narr_summary.mst
@@ -146,29 +146,11 @@ and values set forth in the illustration are not 
guaranteed.
 </p>
 
 <p>
-<!-- PDF !! INSTEAD: S_NonGuaranteedFootnote1 -->
 {{^StateIsTexas}}
-    This illustration assumes that the currently illustrated
-    non-guaranteed elements will continue unchanged
-    for all years shown. This is not likely to occur
-    and actual results may be more or less favorable than shown.
-    The non-guaranteed benefits and values are not guaranteed
-    and are based on assumptions such as interest credited
-    and current monthly charges, which are subject to change by
-    {{InsCoName}}.
+    {{NonGuaranteedFootnote1}}
 {{/StateIsTexas}}
-<!-- PDF !! INSTEAD: S_NonGuaranteedFootnote1Tx -->
 {{#StateIsTexas}}
-    This illustration is based on both non-guaranteed
-    and guaranteed assumptions. Non-guaranteed assumptions
-    include interest rates and monthly charges.
-    This illustration assumes that the currently illustrated
-    non-guaranteed elements will continue unchanged
-    for all years shown. This is not likely to occur
-    and actual results may be more or less favorable than shown.
-    Factors that may affect future policy performance include
-    the company's expectations for future mortality, investments,
-    persistency, profits and expenses.
+    {{NonGuaranteedFootnote1Tx}}
 {{/StateIsTexas}}
 </p>
 
diff --git a/ill_reg_narr_summary2.mst b/ill_reg_narr_summary2.mst
index 16ea0d7..2b3daf6 100644
--- a/ill_reg_narr_summary2.mst
+++ b/ill_reg_narr_summary2.mst
@@ -108,24 +108,12 @@ in the Tabular Detail.
     </p>
 {{/Composite}}
 
-<!-- PDF !! INSTEAD: S_GuarIssueDisclaimerNcSc -->
 {{#StateIsNorthOrSouthCarolina}}
-    <p>
-    In the states of North Carolina and South Carolina,
-    Guaranteed Issue Underwriting is referred
-    to as "Limited Underwriting" and Simplified
-    Issue Underwriting is referred to as "Simplified Underwriting".
-    </p>
+    <p>{{GuarIssueDisclaimerNcSc}}</p>
 {{/StateIsNorthOrSouthCarolina}}
 
-<!-- PDF !! INSTEAD: S_GuarIssueDisclaimerMd -->
 {{#StateIsMaryland}}
-    <p>
-    In the state of Maryland, Guaranteed Issue Underwriting
-    is referred to as "Nonstandard Limited Underwriting"
-    and Simplified Issue Underwriting is referred to as
-    "Nonstandard Simplified Underwriting".
-    </p>
+    <p>{{GuarIssueDisclaimerMd}}</p>
 {{/StateIsMaryland}}
 
 {{#AllowExperienceRating}}
diff --git a/ill_reg_numeric_summary.mst b/ill_reg_numeric_summary.mst
index d039923..fce1fc6 100644
--- a/ill_reg_numeric_summary.mst
+++ b/ill_reg_numeric_summary.mst
@@ -102,26 +102,16 @@ keeping the center alignment of the last "p" tag above.
       </p>
     {{/HasInterestDisclaimer}}
     <p>
-<!-- PDF !! INSTEAD: S_IllRegCert* -->
     {{#StateIsIllinoisOrTexas}}
         {{#StateIsIllinois}}
-            I have received a copy of this illustration and understand
-            that this illustration assumes that the currently illustrated
-            non-guaranteed elements will continue unchanged
-            for all years shown. This is not likely to occur,
-            and actual results may be more or less favorable than those shown.
+            {{IllRegCertClientIl}}
         {{/StateIsIllinois}}
         {{#StateIsTexas}}
-              A copy of this illustration has been provided
-              to the Applicant/{{ContractNameCap}}owner.
+            {{IllRegCertClientTx}}
         {{/StateIsTexas}}
     {{/StateIsIllinoisOrTexas}}
     {{^StateIsIllinoisOrTexas}}
-          I have received a copy of this illustration, and I understand
-          that any non-guaranteed elements illustrated are subject
-          to change and could be either higher or lower. Additionally,
-          I have been informed by my agent that these values
-          are not guaranteed.
+            {{IllRegCertClient}}
     {{/StateIsIllinoisOrTexas}}
     </p>
     <br>
@@ -156,26 +146,16 @@ keeping the center alignment of the last "p" tag above.
       Agent / Authorized Representative
     </p>
     <p>
-<!-- PDF !! INSTEAD: S_IllRegCert* -->
         {{#StateIsIllinoisOrTexas}}
             {{#StateIsIllinois}}
-                I have informed the applicant or {{ContractName}}owner
-                that this illustration assumes that the currently illustrated
-                non-guaranteed elements will continue unchanged
-                for all years shown. This is not likely to occur,
-                and actual results may be more or less favorable than those 
shown.
+                {{IllRegCertAgentIl}}
             {{/StateIsIllinois}}
             {{#StateIsTexas}}
-                A copy of this illustration has been provided
-                to the Applicant/{{ContractNameCap}}owner.
+                {{IllRegCertAgentTx}}
             {{/StateIsTexas}}
         {{/StateIsIllinoisOrTexas}}
         {{^StateIsIllinoisOrTexas}}
-            I certify that this illustration has been presented
-            to the applicant, and that I have explained
-            that any non-guaranteed elements illustrated
-            are subject to change. I have made no statements
-            that are inconsistent with the illustration.
+                {{IllRegCertAgent}}
         {{/StateIsIllinoisOrTexas}}
     </p>
     <br>