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[lmi-commits] [4894] Merge two TUs, renaming 'ihs_dbdict.cpp' to 'dbdict
|
From: |
Greg Chicares |
|
Subject: |
[lmi-commits] [4894] Merge two TUs, renaming 'ihs_dbdict.cpp' to 'dbdict.cpp' |
|
Date: |
Sun, 02 May 2010 17:06:18 +0000 |
Revision: 4894
http://svn.sv.gnu.org/viewvc/?view=rev&root=lmi&revision=4894
Author: chicares
Date: 2010-05-02 17:06:17 +0000 (Sun, 02 May 2010)
Log Message:
-----------
Merge two TUs, renaming 'ihs_dbdict.cpp' to 'dbdict.cpp'
Modified Paths:
--------------
lmi/trunk/ChangeLog
lmi/trunk/Makefile.am
lmi/trunk/objects.make
Added Paths:
-----------
lmi/trunk/dbdict.cpp
Removed Paths:
-------------
lmi/trunk/dbdict.cpp
lmi/trunk/ihs_dbdict.cpp
Modified: lmi/trunk/ChangeLog
===================================================================
--- lmi/trunk/ChangeLog 2010-05-02 15:23:37 UTC (rev 4893)
+++ lmi/trunk/ChangeLog 2010-05-02 17:06:17 UTC (rev 4894)
@@ -25319,3 +25319,23 @@
product_file_test.cpp
Merge two headers, renaming 'ihs_dbdict.hpp' to 'dbdict.hpp'.
+20100502T1520Z <address@hidden> [730]
+
+ database.cpp
+ dbdict.hpp
+Refactor.
+
+20100502T1523Z <address@hidden> [730]
+
+ dbdict.cpp
+ ihs_dbdict.cpp
+Make 'dbdict.cpp' dispensable.
+
+20100502T1706Z <address@hidden> [726]
+
+ Makefile.am
+ dbdict.cpp [overwritten by renamed 'ihs_dbdict.cpp']
+ ihs_dbdict.cpp [renamed to 'dbdict.cpp']
+ objects.make
+Merge two TUs, renaming 'ihs_dbdict.cpp' to 'dbdict.cpp'.
+
Modified: lmi/trunk/Makefile.am
===================================================================
--- lmi/trunk/Makefile.am 2010-05-02 15:23:37 UTC (rev 4893)
+++ lmi/trunk/Makefile.am 2010-05-02 17:06:17 UTC (rev 4894)
@@ -242,6 +242,7 @@
crc32.cpp \
custom_io_0.cpp \
data_directory.cpp \
+ dbdict.cpp \
dbnames.cpp \
dbvalue.cpp \
death_benefits.cpp \
@@ -303,7 +304,6 @@
antediluvian_stubs.cpp \
basicvalues.cpp \
database.cpp \
- dbdict.cpp \
mortality_rates.cpp \
solve.cpp \
$(liblmi_common_sources)
@@ -328,7 +328,6 @@
ihs_avstrtgy.cpp \
ihs_basicval.cpp \
ihs_database.cpp \
- ihs_dbdict.cpp \
ihs_irc7702.cpp \
ihs_irc7702a.cpp \
ihs_mortal.cpp \
@@ -724,12 +723,12 @@
test_product_file_SOURCES = \
$(common_test_objects) \
data_directory.cpp \
+ dbdict.cpp \
dbnames.cpp \
dbvalue.cpp \
expm1.cpp \
fund_data.cpp \
global_settings.cpp \
- ihs_dbdict.cpp \
miscellany.cpp \
path_utility.cpp \
product_data.cpp \
Deleted: lmi/trunk/dbdict.cpp
===================================================================
--- lmi/trunk/dbdict.cpp 2010-05-02 15:23:37 UTC (rev 4893)
+++ lmi/trunk/dbdict.cpp 2010-05-02 17:06:17 UTC (rev 4894)
@@ -1,267 +0,0 @@
-// Product-database map.
-//
-// Copyright (C) 1998, 2001, 2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009,
2010 Gregory W. Chicares.
-//
-// This program is free software; you can redistribute it and/or modify
-// it under the terms of the GNU General Public License version 2 as
-// published by the Free Software Foundation.
-//
-// This program is distributed in the hope that it will be useful,
-// but WITHOUT ANY WARRANTY; without even the implied warranty of
-// MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
-// GNU General Public License for more details.
-//
-// You should have received a copy of the GNU General Public License
-// along with this program; if not, write to the Free Software Foundation,
-// Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
-//
-// http://savannah.nongnu.org/projects/lmi
-// email: <address@hidden>
-// snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
-
-// $Id$
-
-#ifdef __BORLANDC__
-# include "pchfile.hpp"
-# pragma hdrstop
-#endif // __BORLANDC__
-
-#include "ihs_dbdict.cpp"
-
-#if 0
-#include "dbdict.hpp"
-
-#include "dbnames.hpp"
-#include "mc_enum_type_enums.hpp"
-
-#include <cstring>
-
-std::string DBDictionary::CachedFilename;
-
-//============================================================================
-DBDictionary& DBDictionary::instance()
-{
- static DBDictionary z;
- return z;
-}
-
-//============================================================================
-DBDictionary::DBDictionary()
-{
- dictionary = new dict_map;
-}
-
-//============================================================================
-DBDictionary::~DBDictionary()
-{
- (*dictionary).clear();
- delete dictionary;
- dictionary = 0;
-}
-
-dict_map const& DBDictionary::GetDictionary() const
-{
- return *dictionary;
-}
-
-//============================================================================
-void DBDictionary::Init(std::string const& NewFilename)
-{
- // We don't need to perform the expensive operation of reading the
- // dictionary from file if it's the same dictionary we last read.
- // We don't address the problem that someone might have modified
- // that file in the meantime.
-
- // TODO ?? Consider rewriting this as
- // if(!condition)
- // {
- // [do something]
- // }
-
- if
- (
- // But we must read the dictionary from file if we've
- // never yet read in any dictionary.
- ("" != CachedFilename)
- && (CachedFilename == NewFilename)
- )
- {
- // do nothing
- }
- else
- {
- CachedFilename = NewFilename;
- delete dictionary;
- dictionary = new dict_map;
- // stream from file
-// TODO ?? HERE WE NEED TO ADD A STREAMING METHOD
-// TODO ?? CachedDBDictionary = Dictionary = new dict_map(CachedFilename);
- InitAntediluvian(); // TODO ?? KLUDGE
- }
-}
-
-//============================================================================
-void DBDictionary::InitAntediluvian()
-{
- static int const n = 1 + TDBIndex::MaxIndex;
- int dims[n] = {1, 1, 1, 1, 1, 1, 1};
-
- dictionary->erase(dictionary->begin(), dictionary->end());
-
- double zilch[1] = {0.0};
- // Zero is inappropriate for some entities ("DB_CCOIMultiplier",
- // e.g.), but the antediluvian branch doesn't actually use most
- // database entities.
- for(int j = DB_FIRST; j < DB_LAST; ++j)
- {
- AddEntry(dict_map_val(j, TDBValue(j, n, dims, zilch)));
- }
-
- double guar_int_rate[1] = {0.03};
- AddEntry(dict_map_val(DB_GuarInt, TDBValue(DB_GuarInt, n, dims,
guar_int_rate)));
-
- double fixed_loan_rate[1] = {0.06};
- AddEntry(dict_map_val(DB_FixedLoanRate, TDBValue(DB_FixedLoanRate, n,
dims, fixed_loan_rate)));
-
- double loan_spread[1] = {0.0};
-
- AddEntry(dict_map_val(DB_GuarRegLoanSpread, TDBValue(DB_GuarRegLoanSpread,
n, dims, loan_spread)));
- AddEntry(dict_map_val(DB_CurrRegLoanSpread, TDBValue(DB_CurrRegLoanSpread,
n, dims, loan_spread)));
- AddEntry(dict_map_val(DB_GuarPrefLoanSpread,
TDBValue(DB_GuarPrefLoanSpread, n, dims, loan_spread)));
- AddEntry(dict_map_val(DB_CurrPrefLoanSpread,
TDBValue(DB_CurrPrefLoanSpread, n, dims, loan_spread)));
-
- double affirmative[1] = {1.0};
-
- AddEntry(dict_map_val(DB_AllowGenAcct, TDBValue(DB_AllowGenAcct, n, dims,
affirmative)));
- AddEntry(dict_map_val(DB_AllowPreferredClass,
TDBValue(DB_AllowPreferredClass, n, dims, affirmative)));
-
- // premium loads
-
- double load[1] = {0.025};
- double cfee[1] = {5.00};
- double gfee[1] = {12.00};
- double zero[1] = {0.0};
-
- AddEntry(dict_map_val(DB_GuarPolFee, TDBValue(DB_GuarPolFee, n, dims,
gfee)));
- AddEntry(dict_map_val(DB_GuarSpecAmtLoad, TDBValue(DB_GuarSpecAmtLoad, n,
dims, zero)));
- AddEntry(dict_map_val(DB_GuarPremLoadTgt, TDBValue(DB_GuarPremLoadTgt, n,
dims, load)));
- AddEntry(dict_map_val(DB_GuarPremLoadExc, TDBValue(DB_GuarPremLoadExc, n,
dims, load)));
- AddEntry(dict_map_val(DB_CurrPolFee, TDBValue(DB_CurrPolFee, n, dims,
cfee)));
- AddEntry(dict_map_val(DB_CurrSpecAmtLoad, TDBValue(DB_CurrSpecAmtLoad, n,
dims, zero)));
- AddEntry(dict_map_val(DB_CurrPremLoadTgt, TDBValue(DB_CurrPremLoadTgt, n,
dims, load)));
- AddEntry(dict_map_val(DB_CurrPremLoadExc, TDBValue(DB_CurrPremLoadExc, n,
dims, load)));
-
- double minwd[1] = {100.0};
- AddEntry(dict_map_val(DB_MinWD, TDBValue(DB_MinWD, n, dims, minwd)));
- double wdfee[1] = {5.0};
- AddEntry(dict_map_val(DB_WDFee, TDBValue(DB_WDFee, n, dims, wdfee)));
- double wdfeerate[1] = {0.01};
- AddEntry(dict_map_val(DB_WDFeeRate, TDBValue(DB_WDFeeRate, n, dims,
wdfeerate)));
-
- int guar_coi_dims[n] = {1, 1, 3, 1, 1, 1, 1};
- // smoker, nonsmoker, unismoke
- double guar_coi_tables[] = {111, 109, 107};
- AddEntry
- (dict_map_val
- (DB_GuarCOITable
- ,TDBValue(DB_GuarCOITable, n, guar_coi_dims, guar_coi_tables)
- )
- );
-
- int curr_coi_dims[n] = {1, 4, 3, 1, 1, 1, 1};
- // preferred, standard, rated, ultrapreferred by smoker, nonsmoker,
unismoke
- double curr_coi_tables[] =
- {
- 2, 3, 1, // pref sm ns us
- 5, 6, 4, // std sm ns us
- 5, 6, 4, // rated sm ns us
- 0, 0, 0, // ultra sm ns us
- };
- AddEntry
- (dict_map_val
- (DB_CurrCOITable
- ,TDBValue(DB_CurrCOITable, n, curr_coi_dims, curr_coi_tables)
- )
- );
-
- double corr_table[1] = {7};
- AddEntry(dict_map_val(DB_CorridorTable, TDBValue(DB_CorridorTable, n,
dims, corr_table)));
-
- double wp_table[1] = {8};
- AddEntry(dict_map_val(DB_WPTable, TDBValue(DB_WPTable, n, dims,
wp_table)));
-
- double add_table[1] = {9};
- AddEntry(dict_map_val(DB_ADDTable, TDBValue(DB_ADDTable, n, dims,
add_table)));
-
- double endtage[1] = {100};
- AddEntry(dict_map_val(DB_EndtAge, TDBValue(DB_EndtAge, n, dims, endtage)));
-
- double anb[1] = {1.0};
- AddEntry(dict_map_val(DB_AgeLastOrNearest, TDBValue(DB_AgeLastOrNearest,
n, dims, anb)));
-
- double minspecamt[1] = {10000.0};
- AddEntry(dict_map_val(DB_MinSpecAmt, TDBValue(DB_MinSpecAmt, n, dims,
minspecamt)));
-
- double max_gen_acct_rate[1] = {0.12};
- AddEntry(dict_map_val(DB_MaxGenAcctRate, TDBValue(DB_MaxGenAcctRate, n,
dims, max_gen_acct_rate)));
- double max_sep_acct_rate[1] = {0.12};
- AddEntry(dict_map_val(DB_MaxSepAcctRate, TDBValue(DB_MaxSepAcctRate, n,
dims, max_sep_acct_rate)));
-
- double allow_loan[1] = {1.0};
- AddEntry(dict_map_val(DB_AllowLoan, TDBValue(DB_AllowLoan, n, dims,
allow_loan)));
- double allow_wd[1] = {1.0};
- AddEntry(dict_map_val(DB_AllowWD, TDBValue(DB_AllowWD, n, dims,
allow_wd)));
- double allow_flat_extras[1] = {1.0};
- AddEntry(dict_map_val(DB_AllowFlatExtras, TDBValue(DB_AllowFlatExtras, n,
dims, allow_flat_extras)));
- double allow_change_to_dbo2[1] = {1.0};
- AddEntry(dict_map_val(DB_AllowChangeToDBO2, TDBValue(DB_AllowChangeToDBO2,
n, dims, allow_change_to_dbo2)));
- double allow_dbo3[1] = {1.0};
- AddEntry(dict_map_val(DB_AllowDBO3, TDBValue(DB_AllowDBO3, n, dims,
allow_dbo3)));
-
- double surrchg_prem_mult[1] = {0.0};
- AddEntry(dict_map_val(DB_SurrChgPremMult, TDBValue(DB_SurrChgPremMult, n,
dims, surrchg_prem_mult)));
- double surrchg_av_mult[1] = {0.0};
- AddEntry(dict_map_val(DB_SurrChgAVMult, TDBValue(DB_SurrChgAVMult, n,
dims, surrchg_av_mult)));
- double surrchg_sa_mult[1] = {0.0};
- AddEntry(dict_map_val(DB_SurrChgSAMult, TDBValue(DB_SurrChgSAMult, n,
dims, surrchg_sa_mult)));
- double surrchg_av_dur_factor[1] = {1.0};
- AddEntry(dict_map_val(DB_SurrChgAVDurFactor,
TDBValue(DB_SurrChgAVDurFactor, n, dims, surrchg_av_dur_factor)));
- double surrchg_sa_dur_factor[1] = {1.0};
- AddEntry(dict_map_val(DB_SurrChgSADurFactor,
TDBValue(DB_SurrChgSADurFactor, n, dims, surrchg_sa_dur_factor)));
-
- double ledger_type[1] = {mce_ill_reg};
- AddEntry(dict_map_val(DB_LedgerType, TDBValue(DB_LedgerType, n, dims,
ledger_type)));
-
- double no_lapse_always_active[1] = {0.0};
- AddEntry(dict_map_val(DB_NoLapseAlwaysActive,
TDBValue(DB_NoLapseAlwaysActive, n, dims, no_lapse_always_active)));
- double no_lapse_min_dur[1] = {0.0};
- AddEntry(dict_map_val(DB_NoLapseMinDur, TDBValue(DB_NoLapseMinDur, n,
dims, no_lapse_min_dur)));
- double no_lapse_min_age[1] = {0.0};
- AddEntry(dict_map_val(DB_NoLapseMinAge, TDBValue(DB_NoLapseMinAge, n,
dims, no_lapse_min_age)));
-
- AddEntry(dict_map_val(DB_NominallyPar, TDBValue(DB_NominallyPar, n, dims,
zero)));
- AddEntry(dict_map_val(DB_Has1035ExchCharge, TDBValue(DB_Has1035ExchCharge,
n, dims, zero)));
- AddEntry(dict_map_val(DB_SmokeOrTobacco, TDBValue(DB_SmokeOrTobacco, n,
dims, zero)));
- AddEntry(dict_map_val(DB_DACTaxFundCharge, TDBValue(DB_DACTaxFundCharge,
n, dims, zero)));
- AddEntry(dict_map_val(DB_AllowWP, TDBValue(DB_AllowWP, n, dims, zero)));
- AddEntry(dict_map_val(DB_AllowADD, TDBValue(DB_AllowADD, n, dims, zero)));
- AddEntry(dict_map_val(DB_AllowSpouse, TDBValue(DB_AllowSpouse, n, dims,
zero)));
- AddEntry(dict_map_val(DB_AllowChild, TDBValue(DB_AllowChild, n, dims,
zero)));
-
- double exp_rat_amort_period[1] = {4.0};
- AddEntry(dict_map_val(DB_ExpRatAmortPeriod, TDBValue(DB_ExpRatAmortPeriod,
n, dims, exp_rat_amort_period)));
-}
-
-//===========================================================================
-void DBDictionary::AddEntry(dict_map_val const& e)
-{
- (*dictionary)[e.first] = e.second;
-}
-
-//===========================================================================
-// Unimplemented in this branch.
-void print_databases()
-{
-}
-#endif // 0
-
Copied: lmi/trunk/dbdict.cpp (from rev 4893, lmi/trunk/ihs_dbdict.cpp)
===================================================================
--- lmi/trunk/dbdict.cpp (rev 0)
+++ lmi/trunk/dbdict.cpp 2010-05-02 17:06:17 UTC (rev 4894)
@@ -0,0 +1,806 @@
+// Product-database map.
+//
+// Copyright (C) 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006, 2007,
2008, 2009, 2010 Gregory W. Chicares.
+//
+// This program is free software; you can redistribute it and/or modify
+// it under the terms of the GNU General Public License version 2 as
+// published by the Free Software Foundation.
+//
+// This program is distributed in the hope that it will be useful,
+// but WITHOUT ANY WARRANTY; without even the implied warranty of
+// MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
+// GNU General Public License for more details.
+//
+// You should have received a copy of the GNU General Public License
+// along with this program; if not, write to the Free Software Foundation,
+// Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
+//
+// http://savannah.nongnu.org/projects/lmi
+// email: <address@hidden>
+// snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
+
+// $Id$
+
+#ifdef __BORLANDC__
+# include "pchfile.hpp"
+# pragma hdrstop
+#endif // __BORLANDC__
+
+#include "dbdict.hpp"
+
+#include "alert.hpp"
+#include "data_directory.hpp"
+#include "dbnames.hpp"
+#include "global_settings.hpp"
+#include "mc_enum_type_enums.hpp"
+#include "miscellany.hpp"
+#include "oecumenic_enumerations.hpp"
+#include "xml_lmi.hpp"
+#include "xml_serialize.hpp"
+
+#include <boost/filesystem/convenience.hpp>
+#include <boost/filesystem/fstream.hpp>
+#include <boost/filesystem/operations.hpp>
+#include <boost/filesystem/path.hpp>
+
+#include <limits>
+#include <sstream>
+
+std::string DBDictionary::CachedFilename;
+
+int const NumberOfEntries = DB_LAST;
+
+//============================================================================
+DBDictionary& DBDictionary::instance()
+{
+ static DBDictionary z;
+ return z;
+}
+
+//============================================================================
+DBDictionary::DBDictionary()
+{
+}
+
+//============================================================================
+DBDictionary::~DBDictionary()
+{
+}
+
+namespace xml_serialize
+{
+template<> struct xml_io<TDBValue>
+{
+ typedef TDBValue T;
+ static void to_xml(xml::element& e, T const& t) {t.write(e);}
+ static void from_xml(xml::element const& e, T& t) {t.read (e);}
+};
+
+/// Specialize xml_io<> for dict_map rather than coding a generic
+/// xml_io<std::map>, because the key would be stored redundantly:
+/// it's already part of TDBValue.
+
+template<> struct xml_io<dict_map>
+{
+ static void to_xml(xml::element& e, dict_map const& t)
+ {
+ e.erase(e.begin(), e.end());
+ typedef dict_map::const_iterator tci;
+ for(tci i = t.begin(); i != t.end(); ++i)
+ {
+ // This is not equivalent to calling set_element():
+ // multiple <item> elements are expressly permitted.
+ xml::element z("item");
+ xml_serialize::to_xml(z, i->second);
+ e.push_back(z);
+ }
+ }
+
+ static void from_xml(xml::element const& e, dict_map& t)
+ {
+ t.clear();
+ xml::const_nodes_view const items(e.elements("item"));
+ typedef xml::const_nodes_view::const_iterator cnvi;
+ for(cnvi i = items.begin(); i != items.end(); ++i)
+ {
+ TDBValue z;
+ xml_serialize::from_xml(*i, z);
+ t[z.GetKey()] = z;
+ }
+ }
+};
+} // namespace xml_serialize
+
+namespace
+{
+std::string xml_root_name()
+{
+ return "database";
+}
+} // Unnamed namespace.
+
+dict_map const& DBDictionary::GetDictionary() const
+{
+ return dictionary_;
+}
+
+//============================================================================
+void DBDictionary::Init(std::string const& NewFilename)
+{
+ // Perform the expensive operation of reading the dictionary from
+ // file only if the cached file name doesn't match the new file
+ // name, or if the cached file name is an empty string--which
+ // means either that no dictionary has yet been read, or that the
+ // cached file name was deliberately set to an empty string in
+ // order to invalidate the cached database.
+ //
+ // TODO ?? We ought to address the problem that someone might have
+ // modified that file in the meantime.
+
+ if
+ (
+ "" != CachedFilename
+ && NewFilename == CachedFilename
+ )
+ {
+ return;
+ }
+
+ CachedFilename = NewFilename;
+
+ if(access(NewFilename.c_str(), R_OK))
+ {
+ BadFile(NewFilename, "could not be found."); // dubious
+ fatal_error()
+ << "File '"
+ << NewFilename
+ << "' is required but could not be found. Try reinstalling."
+ << LMI_FLUSH
+ ;
+ }
+
+ xml_lmi::dom_parser parser(NewFilename);
+ xml::element const& root = parser.root_node(xml_root_name());
+
+ xml_serialize::from_xml(root, dictionary_);
+
+ if(NumberOfEntries != static_cast<int>(dictionary_.size()))
+ {
+ std::ostringstream oss;
+ oss
+ << "is not up to date or is corrupted."
+ << " It should contain " << NumberOfEntries
+ << " elements, but it actually contains " << dictionary_.size()
+ << " elements."
+ ;
+ BadFile(NewFilename, oss.str());
+ }
+}
+
+//============================================================================
+void DBDictionary::InvalidateCache()
+{
+ CachedFilename = "";
+}
+
+//============================================================================
+// TODO ?? Does this function make the code clearer, or less clear?
+void DBDictionary::BadFile(std::string const& Filename, std::string const& why)
+{
+ InvalidateCache();
+
+ std::string s = ", which is required for the product selected, ";
+ s += why;
+ s += " Try reinstalling. Other products might work in the meantime.";
+
+ // It's generally pointless to proceed.
+ if(global_settings::instance().mellon())
+ {
+ hobsons_choice() << "File '" << Filename << "'" << s << LMI_FLUSH;
+ }
+ else
+ {
+ fatal_error() << "File '" << Filename << "'" << s << LMI_FLUSH;
+ }
+}
+
+//============================================================================
+void DBDictionary::WriteDB(std::string const& filename)
+{
+ if(NumberOfEntries != static_cast<int>(dictionary_.size()))
+ {
+ fatal_error()
+ << "Error writing database '"
+ << filename
+ << "': the database has " << dictionary_.size()
+ << " entries, but should have " << NumberOfEntries << '.'
+ ;
+ for(int j = 0; j < NumberOfEntries; j++)
+ {
+ if(!dictionary_.count(j))
+ {
+ fatal_error() << " Key " << j << " not found.";
+ }
+ }
+ fatal_error() << LMI_FLUSH;
+ }
+
+ xml_lmi::xml_document document(xml_root_name());
+ xml::element& root = document.root_node();
+
+ xml_lmi::set_attr(root, "version", "0");
+ xml_serialize::to_xml(root, dictionary_);
+
+ // Instead of this:
+// document.save(filename);
+ // for the nonce, explicitly change the extension, in order to
+ // force external product-file code to use the new extension.
+ fs::path path(filename, fs::native);
+ path = fs::change_extension(path, ".database");
+ document.save(path.string());
+}
+
+//===========================================================================
+void DBDictionary::Add(TDBValue const& e)
+{
+ dictionary_.erase(e.GetKey());
+ dictionary_.insert(dict_map_val(e.GetKey(), e));
+}
+
+//============================================================================
+// Initialize all database entities to not-necessarily-plausible values.
+void DBDictionary::InitDB()
+{
+ static double const bignum = std::numeric_limits<double>::max();
+
+ dictionary_.clear();
+ for(int j = DB_FIRST; j < DB_LAST; ++j)
+ {
+ Add(TDBValue(j, 0.0));
+ }
+
+ // It would be dangerous to set these to zero.
+ Add(TDBValue(DB_CCOIMultiplier , 1.0));
+ Add(TDBValue(DB_GCOIMultiplier , 1.0));
+ Add(TDBValue(DB_SubstdTblMult , 1.0));
+ Add(TDBValue(DB_SurrChgSADurFactor , 1.0));
+ Add(TDBValue(DB_SurrChgAVDurFactor , 1.0));
+
+ // Usually the maximum is a reciprocal, e.g., 1/11 or 1/12; for
+ // greatest precision, store the reciprocal of that reciprocal,
+ // e.g., 11 or 12.
+ Add(TDBValue(DB_MaxMonthlyCoiRate , 12.0));
+
+ Add(TDBValue(DB_GuarIntSpread , bignum));
+
+ Add(TDBValue(DB_CurrCOITable0Limit , bignum));
+ Add(TDBValue(DB_CurrCOITable1 , 999));
+ Add(TDBValue(DB_CurrCOITable1Limit , bignum));
+ Add(TDBValue(DB_CurrCOITable2 , 999));
+
+ Add(TDBValue(DB_SpecAmtLoadLimit , bignum));
+ Add(TDBValue(DB_DynSepAcctLoadLimit , bignum));
+ Add(TDBValue(DB_ADDLimit , bignum));
+ Add(TDBValue(DB_ExpPerKLimit , bignum));
+
+ // SD Chapter 260 (HB 1200), signed 2008-02-19, amended 58-6-70
+ // by removing the former million-dollar threshold.
+ //
+ // TODO ?? For now, only the threshold here is changed. Much
+ // complex code elsewhere can be removed when time permits.
+
+ int premium_tax_dimensions[TDBValue::e_number_of_axes] = {1, 1, 1, 1, 1,
53, 1};
+ double premium_tax_retaliation_threshold[53] =
+ {
+ // AL AK AZ AR CA CO CT
+ bignum, 0.0 , bignum, bignum, bignum, bignum, bignum,
+ // DE DC FL GA HI ID
+ bignum, bignum, bignum, bignum, bignum, bignum,
+ // IL IN IA KS KY LA ME
+ bignum, bignum, bignum, bignum, bignum, bignum, bignum,
+ // MD MA MI MN MS MO
+ bignum, bignum, bignum, bignum, bignum, bignum,
+ // MT NE NV NH NJ NM NY
+ bignum, bignum, bignum, bignum, bignum, bignum, bignum,
+ // NC ND OH OK OR PA
+ bignum, bignum, bignum, bignum, bignum, bignum,
+ // PR RI SC SD TN TX UT
+ bignum, bignum, bignum, 0.0 , bignum, bignum, bignum,
+ // VT VA WA WV WI WY XX
+ bignum, bignum, bignum, bignum, bignum, bignum, 0.0 ,
+ };
+ Add
+ (TDBValue
+ (DB_PremTaxRetalLimit
+ ,TDBValue::e_number_of_axes
+ ,premium_tax_dimensions
+ ,premium_tax_retaliation_threshold
+ )
+ );
+}
+
+//============================================================================
+void DBDictionary::WriteSampleDBFile()
+{
+ InitDB();
+ Add(TDBValue(DB_GuarPolFee , 8.00));
+ Add(TDBValue(DB_GuarSpecAmtLoad , 0.0));
+ Add(TDBValue(DB_GuarIssueFee , 0.0));
+ Add(TDBValue(DB_GuarFundAdminChg , 0.0));
+ Add(TDBValue(DB_GuarPremLoadTgt , 0.07));
+ Add(TDBValue(DB_GuarPremLoadExc , 0.04));
+ Add(TDBValue(DB_GuarPremLoadTgtRfd , 0.00));
+ Add(TDBValue(DB_GuarPremLoadExcRfd , 0.00));
+ Add(TDBValue(DB_GuarAcctValLoadAMD , 0.0));
+ Add(TDBValue(DB_CurrPolFee , 5.00));
+ Add(TDBValue(DB_CurrSpecAmtLoad , 0.0));
+ Add(TDBValue(DB_CurrIssueFee , 0.0));
+ Add(TDBValue(DB_CurrFundAdminChg , 0.0));
+ Add(TDBValue(DB_CurrPremLoadTgt , 0.05));
+ Add(TDBValue(DB_CurrPremLoadExc , 0.02));
+ Add(TDBValue(DB_CurrPremLoadTgtRfd , 0.00));
+ Add(TDBValue(DB_CurrPremLoadExcRfd , 0.00));
+ Add(TDBValue(DB_CurrAcctValLoadAMD , 0.0));
+ Add(TDBValue(DB_DACTaxPremLoad , 0.01));
+ Add(TDBValue(DB_FundCharge , 0.0));
+ Add(TDBValue(DB_PremTaxFundCharge , 0.0));
+ Add(TDBValue(DB_DACTaxFundCharge , 0.0));
+ Add(TDBValue(DB_WaivePmTxInt1035 , true));
+ Add(TDBValue(DB_FirstWDYear , 0.0));
+ Add(TDBValue(DB_MaxWDAVMult , 1.0));
+ Add(TDBValue(DB_MaxWDDed , mce_to_next_anniversary));
+ Add(TDBValue(DB_MinWD , 100.0));
+ Add(TDBValue(DB_WDFee , 25.0));
+ Add(TDBValue(DB_WDFeeRate , 0.02));
+ Add(TDBValue(DB_WDCanDecrSADBO1 , true));
+ Add(TDBValue(DB_WDCanDecrSADBO2 , true));
+ Add(TDBValue(DB_WDCanDecrSADBO3 , true));
+ Add(TDBValue(DB_FirstLoanYear , 0.0));
+ Add(TDBValue(DB_AllowPrefLoan , false));
+ Add(TDBValue(DB_AllowFixedLoan , true));
+ Add(TDBValue(DB_FixedLoanRate , 0.06));
+ Add(TDBValue(DB_AllowVLR , true));
+ Add(TDBValue(DB_MaxLoanAVMult , 1.0));
+ Add(TDBValue(DB_MaxLoanDed , mce_to_next_anniversary));
+ Add(TDBValue(DB_GuarPrefLoanSpread , 0.0));
+ Add(TDBValue(DB_GuarRegLoanSpread , 0.04));
+ Add(TDBValue(DB_CurrPrefLoanSpread , 0.0));
+ Add(TDBValue(DB_CurrRegLoanSpread , 0.02));
+ Add(TDBValue(DB_GuarInt , 0.03));
+ Add(TDBValue(DB_NAARDiscount , 0.00246627));
+ Add(TDBValue(DB_GuarIntSpread , 0.03));
+ Add(TDBValue(DB_GuarMandE , 0.009));
+ Add(TDBValue(DB_CurrIntSpread , 0.01));
+ Add(TDBValue(DB_CurrMandE , 0.009));
+ Add(TDBValue(DB_BonusInt , 0.0));
+ Add(TDBValue(DB_IntFloor , 0.0));
+ Add(TDBValue(DB_SepAcctSpreadMethod , mce_spread_is_effective_annual));
+ Add(TDBValue(DB_DynamicMandE , false));
+
+ // gender, smoker
+ int dims313[TDBValue::e_number_of_axes] = {3, 1, 3, 1, 1, 1, 1};
+
+ // US 1980 CSO age last; unisex = table D.
+ // Male uses table E, which is correct, as opposed to table F,
+ // which contains a numerical error but was adopted by NAIC.
+ double TgCOI[9] =
+ {
+ 39, 37, 35, // female: sm ns us
+ 45, 57, 41, // male: sm ns us
+ 111, 109, 107, // unisex: sm ns us
+ };
+
+ // For now at least, just use (a multiple of) guaranteed COI rates
+ // as current.
+ Add(TDBValue(DB_CurrCOITable, TDBValue::e_number_of_axes, dims313, TgCOI));
+ Add(TDBValue(DB_GuarCOITable, TDBValue::e_number_of_axes, dims313, TgCOI));
+
+ Add(TDBValue(DB_COINYMinTable , 0.0));
+
+ double coimult[9] =
+ {
+ 0.40, 0.30, 0.35, // female: sm ns us
+ 0.60, 0.50, 0.55, // male: sm ns us
+ 0.50, 0.40, 0.45, // unisex: sm ns us
+ };
+ Add(TDBValue(DB_CCOIMultiplier, TDBValue::e_number_of_axes, dims313,
coimult));
+
+ Add(TDBValue(DB_UseNYCOIFloor , 0.0));
+ Add(TDBValue(DB_GuarCOICeiling , 0.0));
+ Add(TDBValue(DB_COIGuarIsMin , 0.0));
+ Add(TDBValue(DB_COINonforfIsGuar , 0.0));
+ Add(TDBValue(DB_CCoiIsAnnual , true));
+ Add(TDBValue(DB_GCoiIsAnnual , true));
+ Add(TDBValue(DB_MCoiIsAnnual , true));
+ Add(TDBValue(DB_AgeLastOrNearest , 0, "0 = ALB")); // ALB
+ Add(TDBValue(DB_AllowRetirees , true));
+ Add(TDBValue(DB_MinSpecAmt , 100000.0));
+ Add(TDBValue(DB_AllowSubstdTable , true));
+ Add(TDBValue(DB_AllowFlatExtras , true));
+ Add(TDBValue(DB_MinIssAge , 15));
+ Add(TDBValue(DB_MaxIssAge , 70));
+ Add(TDBValue(DB_MinIssSpecAmt , 0.0));
+ Add(TDBValue(DB_MaxIssSpecAmt , 0.0));
+ Add(TDBValue(DB_MinRenlBaseSpecAmt , 50000.0));
+ Add(TDBValue(DB_MinRenlSpecAmt , 50000.0));
+ Add(TDBValue(DB_MaxRenlSpecAmt , 0.0));
+ Add(TDBValue(DB_MinSpecAmtIncr , 0.0));
+ Add(TDBValue(DB_MaxIncrAge , 99));
+ Add(TDBValue(DB_MinPmt , 0.0));
+ Add(TDBValue(DB_SmokeOrTobacco , oe_tobacco_nontobacco));
+ Add(TDBValue(DB_AllowUnisex , true));
+ Add(TDBValue(DB_AllowSexDistinct , true));
+ Add(TDBValue(DB_AllowUnismoke , true));
+ Add(TDBValue(DB_AllowSmokeDistinct , true));
+ Add(TDBValue(DB_AllowFullUW , true));
+ Add(TDBValue(DB_AllowSimpUW , true));
+ Add(TDBValue(DB_AllowGuarUW , true));
+ Add(TDBValue(DB_AllowMortBlendSex , true));
+ Add(TDBValue(DB_AllowMortBlendSmoke , true));
+ Add(TDBValue(DB_AllowRatedWP , true));
+ Add(TDBValue(DB_AllowRatedADD , true));
+ Add(TDBValue(DB_AllowRatedTerm , true));
+ Add(TDBValue(DB_Allowable , true));
+ Add(TDBValue(DB_AllowPreferredClass , true));
+ Add(TDBValue(DB_AllowCVAT , true));
+ Add(TDBValue(DB_AllowGPT , true));
+
+ // This is just a sample product, so we make do with plausible
+ // all-male seven-pay premiums, and use GPT corridor factors for
+ // CVAT.
+ Add(TDBValue(DB_CorridorTable , 7));
+ Add(TDBValue(DB_TAMRA7PayTable , 10));
+
+ // Following IRS Notice 88-128, use only the male and female
+ // tables with no smoker distinction, and a unisex table where
+ // required by state law.
+ //
+ // US 1980 CSO age last, not smoker distinct. Unisex = table D.
+ // Male uses table E, which is correct, as opposed to table F,
+ // which contains a numerical error but was adopted by NAIC.
+ int dims311[TDBValue::e_number_of_axes] = {3, 1, 1, 1, 1, 1, 1}; // gender
+ double T7702q[9] = {35, 41, 107,}; // Female, male, unisex.
+ Add(TDBValue(DB_IRC7702QTable, TDBValue::e_number_of_axes, dims311,
T7702q));
+
+ Add(TDBValue(DB_PremLoad7702 , 0.02));
+ Add(TDBValue(DB_AllowDBO1 , true));
+ Add(TDBValue(DB_AllowDBO2 , true));
+ Add(TDBValue(DB_AllowDBO3 , true));
+ Add(TDBValue(DB_OptChgCanIncrSA , true));
+ Add(TDBValue(DB_OptChgCanDecrSA , true));
+ Add(TDBValue(DB_NonforfQTable , 0.0));
+ Add(TDBValue(DB_SurrChgByFormula , 0.0));
+ Add(TDBValue(DB_SurrChgPeriod , 0.0));
+ Add(TDBValue(DB_SurrChgZeroDur , 0.0));
+ Add(TDBValue(DB_SurrChgNLPMult , 0.0));
+ Add(TDBValue(DB_SurrChgNLPMax , 0.0));
+ Add(TDBValue(DB_SurrChgEAMax , 0.0));
+ Add(TDBValue(DB_SurrChgPremMult , 0.0));
+ Add(TDBValue(DB_SurrChgIsMly , 0.0));
+
+ // These aren't actual premium tax rates. Actual rates change
+ // often, and depend on the insurer's domicile because of
+ // retaliation. Instead of giving rates that appear to be 'right'
+ // but could be valid only on a certain date in a certain
+ // domicile, we use two percent in every state except AK and SD
+ // because those two states have a tiered premium tax that this
+ // program can handle, and except fictitious state XX, which may
+ // be used where no premium tax applies, as for offshore business.
+ // DE has a tiered premium tax that this program cannot yet
+ // handle, so we punt and use two percent in DE.
+ int premium_tax_dimensions[TDBValue::e_number_of_axes] = {1, 1, 1, 1, 1,
53, 1};
+ double const tiered = 0.0;
+ double premium_tax_rates[53] =
+ {
+ // AL AK AZ AR CA CO CT
+ 0.0200, tiered, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
+ // DE DC FL GA HI ID
+ 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
+ // IL IN IA KS KY LA ME
+ 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
+ // MD MA MI MN MS MO
+ 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
+ // MT NE NV NH NJ NM NY
+ 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
+ // NC ND OH OK OR PA
+ 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
+ // PR RI SC SD TN TX UT
+ 0.0200, 0.0200, 0.0200, tiered, 0.0200, 0.0200, 0.0200,
+ // VT VA WA WV WI WY XX
+ 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0000,
+ };
+ Add
+ (TDBValue
+ (DB_PremTaxRate
+ ,TDBValue::e_number_of_axes
+ ,premium_tax_dimensions
+ ,premium_tax_rates
+ )
+ );
+
+ Add(TDBValue(DB_PremTaxState , oe_ee_state));
+ Add(TDBValue(DB_EndtAge , 100));
+ Add(TDBValue(DB_AllowExtEndt , true));
+ Add(TDBValue(DB_AllowGenAcct , true));
+ Add(TDBValue(DB_AllowSepAcct , true));
+ Add(TDBValue(DB_MinPremType , oe_monthly_deduction));
+ Add(TDBValue(DB_TgtPremType , oe_modal_nonmec));
+ Add(TDBValue(DB_TgtPmFixedAtIssue , false));
+ Add(TDBValue(DB_TgtPmIgnoreSubstd , true));
+ Add(TDBValue(DB_NoLapseMinDur , 0.0));
+ Add(TDBValue(DB_NoLapseMinAge , 0.0));
+ Add(TDBValue(DB_NoLapseUnratedOnly , false));
+ Add(TDBValue(DB_NoLapseOpt1Only , false));
+ Add(TDBValue(DB_PremRefund , 0.0));
+ // Reuse current COI rates as current and guaranteed term rates.
+ Add(TDBValue(DB_TermTable, TDBValue::e_number_of_axes, dims313, TgCOI));
+ Add(TDBValue(DB_GuarTermTable, TDBValue::e_number_of_axes, dims313,
TgCOI));
+ Add(TDBValue(DB_AllowTerm , true));
+ Add(TDBValue(DB_TermMinIssAge , 0.0));
+ Add(TDBValue(DB_TermMaxIssAge , 0.0));
+ Add(TDBValue(DB_TermForcedConvAge , 0.0));
+ Add(TDBValue(DB_MaxTermProportion , 0.0));
+ Add(TDBValue(DB_TermCOIRate , 0.0));
+ Add(TDBValue(DB_TermPremRate , 0.0));
+ Add(TDBValue(DB_WPTable , 8));
+ Add(TDBValue(DB_AllowWP , true));
+ Add(TDBValue(DB_WPMinIssAge , 0.0));
+ Add(TDBValue(DB_WPMaxIssAge , 0.0));
+ Add(TDBValue(DB_WPMax , 0.0));
+ Add(TDBValue(DB_WPCOIRate , 0.0));
+ Add(TDBValue(DB_WPPremRate , 0.0));
+ // SOA qx_ins table 708 is 70-75 US ADB experience.
+ Add(TDBValue(DB_ADDTable , 708));
+ Add(TDBValue(DB_AllowADD , true));
+ Add(TDBValue(DB_ADDMinIssAge , 0.0));
+ Add(TDBValue(DB_ADDMaxIssAge , 0.0));
+ Add(TDBValue(DB_ADDLimit , 1000000.0));
+ Add(TDBValue(DB_ADDCOIRate , 0.0));
+ Add(TDBValue(DB_ADDPremRate , 0.0));
+ Add(TDBValue(DB_WeightClass , 0.0));
+ Add(TDBValue(DB_WeightGender , 0.0));
+ Add(TDBValue(DB_WeightSmoking , 0.0));
+ Add(TDBValue(DB_WeightAge , 0.0));
+ Add(TDBValue(DB_WeightSpecAmt , 0.0));
+ Add(TDBValue(DB_WeightState , 0.0));
+ Add(TDBValue(DB_FullExpPol , 0.0));
+ Add(TDBValue(DB_FullExpPrem , 0.0));
+ Add(TDBValue(DB_FullExpDumpin , 0.0));
+ Add(TDBValue(DB_FullExpPerK , 0.0));
+ Add(TDBValue(DB_VarExpPol , 0.0));
+ Add(TDBValue(DB_VarExpPrem , 0.0));
+ Add(TDBValue(DB_VarExpDumpin , 0.0));
+ Add(TDBValue(DB_VarExpPerK , 0.0));
+ Add(TDBValue(DB_MedicalProportion , 0.0));
+ Add(TDBValue(DB_UWTestCost , 0.0));
+ Add(TDBValue(DB_VxBasicQTable , 0.0));
+ Add(TDBValue(DB_VxDeficQTable , 0.0));
+ Add(TDBValue(DB_VxTaxQTable , 0.0));
+ Add(TDBValue(DB_StatVxInt , 0.0));
+ Add(TDBValue(DB_TaxVxInt , 0.0));
+ Add(TDBValue(DB_StatVxQ , 0.0));
+ Add(TDBValue(DB_TaxVxQ , 0.0));
+ Add(TDBValue(DB_DefVxQ , 0.0));
+ Add(TDBValue(DB_NonforfQ , 0.0));
+ Add(TDBValue(DB_CompTarget , 0.0));
+ Add(TDBValue(DB_CompExcess , 0.0));
+ Add(TDBValue(DB_CompChargeBack , 0.0));
+ Add(TDBValue(DB_LapseRate , 0.0));
+ Add(TDBValue(DB_ReqSurpNAAR , 0.0));
+ Add(TDBValue(DB_ReqSurpVx , 0.0));
+ Add(TDBValue(DB_LICFitRate , 0.0));
+ Add(TDBValue(DB_LicDacTaxRate , 0.0));
+ Add(TDBValue(DB_GDBVxMethod , 0.0));
+ Add(TDBValue(DB_PrimaryHurdle , 0.0));
+ Add(TDBValue(DB_SecondaryHurdle , 0.0));
+ Add(TDBValue(DB_LedgerType , mce_ill_reg));
+ Add(TDBValue(DB_AllowExpRating , false));
+
+ // These aren't really NY Table Y group rates--in fact, they're
+ // US 65-70 male ALB. Though NY Table Y is occasionally
+ // encountered in the group-carveout market, it's not included
+ // in the SOA's databases; for default initialization, a widely-
+ // available table is preferred.
+ //
+ // DATABASE !! Hence, the entity is misnamed; it really means
+ // something like "group proxy rate". However, what's really
+ // wanted is a choice among tables. The same can be said of
+ // 'DB_83GamTable', which really means "partial-mortality table";
+ // this support request:
+ // http://savannah.nongnu.org/support/?105593
+ // would offer a choice and make that database entity unnecessary.
+ Add(TDBValue(DB_TableYTable , 358));
+
+ // Use male rates for unisex--1983 GAM seems to have no unisex version.
+ double T83Gam[3] = {825, 826, 826,};
+ Add(TDBValue(DB_83GamTable, TDBValue::e_number_of_axes, dims311, T83Gam,
"Use male rates for unisex--1983 GAM seems to have no unisex version."));
+
+ Add(TDBValue(DB_AllowWD , true));
+ Add(TDBValue(DB_AllowLoan , true));
+ Add(TDBValue(DB_AllowChangeToDBO2 , true));
+ Add(TDBValue(DB_AllowSAIncr , true));
+ Add(TDBValue(DB_NoLapseAlwaysActive , false));
+ Add(TDBValue(DB_PrefOrSelect , oe_called_select));
+ Add(TDBValue(DB_ExpRatStdDevMult , 0.0));
+ Add(TDBValue(DB_ExpRatIBNRMult , 0.0));
+ Add(TDBValue(DB_ExpRatCOIRetention , 0.0));
+ Add(TDBValue(DB_StableValFundCharge , 0.0));
+ Add(TDBValue(DB_AmortPmLdFundCharge , 0.0030));
+ Add(TDBValue(DB_AllowAmortPremLoad , false));
+ Add(TDBValue(DB_PmTxAmortPeriod , 0));
+ Add(TDBValue(DB_PmTxAmortIntRate , 0.0));
+ // Pass through premium tax.
+ Add
+ (TDBValue
+ (DB_PremTaxLoad
+ ,TDBValue::e_number_of_axes
+ ,premium_tax_dimensions
+ ,premium_tax_rates
+ )
+ );
+ Add(TDBValue(DB_AllowHoneymoon , true));
+ // Set target equal to seven-pay premium.
+ Add(TDBValue(DB_TgtPremTable , 10));
+ Add(TDBValue(DB_TgtPremPolFee , 0.0));
+ Add(TDBValue(DB_AllowExtraAssetComp , true));
+ Add(TDBValue(DB_AllowExtraPremComp , true));
+ Add(TDBValue(DB_AssetChargeType , oe_asset_charge_spread));
+ Add(TDBValue(DB_AllowUltraPrefClass , false));
+ Add(TDBValue(DB_MaxGenAcctRate , 0.06));
+ Add(TDBValue(DB_MaxSepAcctRate , 0.12));
+ Add(TDBValue(DB_MaxVLRRate , 0.18));
+ Add(TDBValue(DB_SurrChgAVMult , 0.0));
+ Add(TDBValue(DB_IntSpreadFreq , mce_spread_daily));
+ Add(TDBValue(DB_StateApproved , true));
+ Add(TDBValue(DB_AllowStateXX , true));
+ Add(TDBValue(DB_AllowForeign , true));
+ Add(TDBValue(DB_AllowCustomFund , false));
+ Add(TDBValue(DB_AllowNo7702 , false));
+ Add(TDBValue(DB_EnforceNAARLimit , true));
+ Add(TDBValue(DB_DynamicSepAcctLoad , false));
+ Add(TDBValue(DB_SpecAmtLoadLimit , 10000000.0));
+ Add(TDBValue(DB_Equiv7702DBO3 , 0));
+ Add(TDBValue(DB_ExpRatRiskCOIMult , 0));
+ Add(TDBValue(DB_SurrChgSAMult , 0.0));
+ Add(TDBValue(DB_AllowSpouse , false));
+ Add(TDBValue(DB_AllowChild , false));
+
+ // Spouse and child riders unavailable, so it doesn't matter
+ // what table we specify.
+ Add(TDBValue(DB_SpouseRiderTable , 708));
+ Add(TDBValue(DB_ChildRiderTable , 708));
+
+ Add(TDBValue(DB_GAIntBonus , 0.0));
+
+ // Allow experience rating.
+ Add(TDBValue(DB_AllowExpRating , 1.0));
+ Add(TDBValue(DB_ExpRatIBNRMult , 6.0));
+ Add(TDBValue(DB_ExpRatAmortPeriod , 4.0));
+
+ WriteDB(AddDataDir("sample.database"));
+}
+
+/// Initialize the built-in database for the antediluvian branch.
+
+void DBDictionary::InitAntediluvian()
+{
+ dictionary_.clear();
+
+ // Zero is inappropriate for some entities ("DB_CCOIMultiplier",
+ // e.g.), but the antediluvian branch doesn't actually use most
+ // database entities.
+ for(int j = DB_FIRST; j < DB_LAST; ++j)
+ {
+ Add(TDBValue(j, 0.0));
+ }
+
+ Add(TDBValue(DB_GuarInt, 0.03));
+
+ Add(TDBValue(DB_FixedLoanRate, 0.06));
+
+ Add(TDBValue(DB_GuarRegLoanSpread, 0.0));
+ Add(TDBValue(DB_CurrRegLoanSpread, 0.0));
+ Add(TDBValue(DB_GuarPrefLoanSpread, 0.0));
+ Add(TDBValue(DB_CurrPrefLoanSpread, 0.0));
+
+ Add(TDBValue(DB_AllowGenAcct, 1.0));
+ Add(TDBValue(DB_AllowPreferredClass, 1.0));
+
+ // premium loads
+
+ Add(TDBValue(DB_GuarPolFee, 12.00));
+ Add(TDBValue(DB_GuarSpecAmtLoad, 0.0));
+ Add(TDBValue(DB_GuarPremLoadTgt, 0.025));
+ Add(TDBValue(DB_GuarPremLoadExc, 0.025));
+ Add(TDBValue(DB_CurrPolFee, 5.00));
+ Add(TDBValue(DB_CurrSpecAmtLoad, 0.0));
+ Add(TDBValue(DB_CurrPremLoadTgt, 0.025));
+ Add(TDBValue(DB_CurrPremLoadExc, 0.025));
+
+ Add(TDBValue(DB_MinWD, 100.0));
+ Add(TDBValue(DB_WDFee, 5.0));
+ Add(TDBValue(DB_WDFeeRate, 0.01));
+
+ int guar_coi_dims[TDBValue::e_number_of_axes] = {1, 1, 3, 1, 1, 1, 1};
+ // smoker, nonsmoker, unismoke
+ double guar_coi_tables[3] = {111, 109, 107};
+ Add(TDBValue(DB_GuarCOITable, TDBValue::e_number_of_axes, guar_coi_dims,
guar_coi_tables));
+
+ int curr_coi_dims[TDBValue::e_number_of_axes] = {1, 4, 3, 1, 1, 1, 1};
+ // preferred, standard, rated, ultrapreferred by smoker, nonsmoker,
unismoke
+ double curr_coi_tables[] =
+ {
+ 2, 3, 1, // pref sm ns us
+ 5, 6, 4, // std sm ns us
+ 5, 6, 4, // rated sm ns us
+ 0, 0, 0, // ultra sm ns us
+ };
+ Add(TDBValue(DB_CurrCOITable, TDBValue::e_number_of_axes, curr_coi_dims,
curr_coi_tables));
+
+ Add(TDBValue(DB_CorridorTable, 7));
+ Add(TDBValue(DB_WPTable, 8));
+ Add(TDBValue(DB_ADDTable, 9));
+ Add(TDBValue(DB_EndtAge, 100));
+ Add(TDBValue(DB_AgeLastOrNearest, 1.0));
+ Add(TDBValue(DB_MinSpecAmt, 10000.0));
+
+ Add(TDBValue(DB_MaxGenAcctRate, 0.12));
+ Add(TDBValue(DB_MaxSepAcctRate, 0.12));
+
+ Add(TDBValue(DB_AllowLoan, 1.0));
+ Add(TDBValue(DB_AllowWD, 1.0));
+ Add(TDBValue(DB_AllowFlatExtras, 1.0));
+ Add(TDBValue(DB_AllowChangeToDBO2, 1.0));
+ Add(TDBValue(DB_AllowDBO3, 1.0));
+
+ Add(TDBValue(DB_SurrChgPremMult, 0.0));
+ Add(TDBValue(DB_SurrChgAVMult, 0.0));
+ Add(TDBValue(DB_SurrChgSAMult, 0.0));
+ Add(TDBValue(DB_SurrChgAVDurFactor, 1.0));
+ Add(TDBValue(DB_SurrChgSADurFactor, 1.0));
+
+ Add(TDBValue(DB_LedgerType, mce_ill_reg));
+
+ Add(TDBValue(DB_NoLapseAlwaysActive, 0.0));
+ Add(TDBValue(DB_NoLapseMinDur, 0.0));
+ Add(TDBValue(DB_NoLapseMinAge, 0.0));
+
+ Add(TDBValue(DB_NominallyPar, 0.0));
+ Add(TDBValue(DB_Has1035ExchCharge, 0.0));
+ Add(TDBValue(DB_SmokeOrTobacco, 0.0));
+ Add(TDBValue(DB_DACTaxFundCharge, 0.0));
+ Add(TDBValue(DB_AllowWP, 0.0));
+ Add(TDBValue(DB_AllowADD, 0.0));
+ Add(TDBValue(DB_AllowSpouse, 0.0));
+ Add(TDBValue(DB_AllowChild, 0.0));
+
+ Add(TDBValue(DB_ExpRatAmortPeriod, 4.0));
+}
+
+//============================================================================
+void print_databases()
+{
+ fs::path path(global_settings::instance().data_directory());
+ fs::directory_iterator i(path);
+ fs::directory_iterator end_i;
+ for(; i != end_i; ++i)
+ {
+ if(is_directory(*i) || ".database" != fs::extension(*i))
+ {
+ continue;
+ }
+
+ DBDictionary::instance().Init(i->string());
+ fs::path out_file = fs::change_extension(*i, ".dbt");
+ fs::ofstream os(out_file, ios_out_trunc_binary());
+ dict_map const& dictionary = DBDictionary::instance().GetDictionary();
+ // std::ostream_iterator not used because it doesn't work
+ // nicely with std::map (a name-lookup issue).
+ typedef dict_map::const_iterator dmci;
+ for(dmci i = dictionary.begin(); i != dictionary.end(); ++i)
+ {
+ i->second.write(os);
+ }
+ }
+}
+
Deleted: lmi/trunk/ihs_dbdict.cpp
===================================================================
--- lmi/trunk/ihs_dbdict.cpp 2010-05-02 15:23:37 UTC (rev 4893)
+++ lmi/trunk/ihs_dbdict.cpp 2010-05-02 17:06:17 UTC (rev 4894)
@@ -1,806 +0,0 @@
-// Product-database map.
-//
-// Copyright (C) 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006, 2007,
2008, 2009, 2010 Gregory W. Chicares.
-//
-// This program is free software; you can redistribute it and/or modify
-// it under the terms of the GNU General Public License version 2 as
-// published by the Free Software Foundation.
-//
-// This program is distributed in the hope that it will be useful,
-// but WITHOUT ANY WARRANTY; without even the implied warranty of
-// MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. See the
-// GNU General Public License for more details.
-//
-// You should have received a copy of the GNU General Public License
-// along with this program; if not, write to the Free Software Foundation,
-// Inc., 51 Franklin St, Fifth Floor, Boston, MA 02110-1301, USA
-//
-// http://savannah.nongnu.org/projects/lmi
-// email: <address@hidden>
-// snail: Chicares, 186 Belle Woods Drive, Glastonbury CT 06033, USA
-
-// $Id$
-
-#ifdef __BORLANDC__
-# include "pchfile.hpp"
-# pragma hdrstop
-#endif // __BORLANDC__
-
-#include "dbdict.hpp"
-
-#include "alert.hpp"
-#include "data_directory.hpp"
-#include "dbnames.hpp"
-#include "global_settings.hpp"
-#include "mc_enum_type_enums.hpp"
-#include "miscellany.hpp"
-#include "oecumenic_enumerations.hpp"
-#include "xml_lmi.hpp"
-#include "xml_serialize.hpp"
-
-#include <boost/filesystem/convenience.hpp>
-#include <boost/filesystem/fstream.hpp>
-#include <boost/filesystem/operations.hpp>
-#include <boost/filesystem/path.hpp>
-
-#include <limits>
-#include <sstream>
-
-std::string DBDictionary::CachedFilename;
-
-int const NumberOfEntries = DB_LAST;
-
-//============================================================================
-DBDictionary& DBDictionary::instance()
-{
- static DBDictionary z;
- return z;
-}
-
-//============================================================================
-DBDictionary::DBDictionary()
-{
-}
-
-//============================================================================
-DBDictionary::~DBDictionary()
-{
-}
-
-namespace xml_serialize
-{
-template<> struct xml_io<TDBValue>
-{
- typedef TDBValue T;
- static void to_xml(xml::element& e, T const& t) {t.write(e);}
- static void from_xml(xml::element const& e, T& t) {t.read (e);}
-};
-
-/// Specialize xml_io<> for dict_map rather than coding a generic
-/// xml_io<std::map>, because the key would be stored redundantly:
-/// it's already part of TDBValue.
-
-template<> struct xml_io<dict_map>
-{
- static void to_xml(xml::element& e, dict_map const& t)
- {
- e.erase(e.begin(), e.end());
- typedef dict_map::const_iterator tci;
- for(tci i = t.begin(); i != t.end(); ++i)
- {
- // This is not equivalent to calling set_element():
- // multiple <item> elements are expressly permitted.
- xml::element z("item");
- xml_serialize::to_xml(z, i->second);
- e.push_back(z);
- }
- }
-
- static void from_xml(xml::element const& e, dict_map& t)
- {
- t.clear();
- xml::const_nodes_view const items(e.elements("item"));
- typedef xml::const_nodes_view::const_iterator cnvi;
- for(cnvi i = items.begin(); i != items.end(); ++i)
- {
- TDBValue z;
- xml_serialize::from_xml(*i, z);
- t[z.GetKey()] = z;
- }
- }
-};
-} // namespace xml_serialize
-
-namespace
-{
-std::string xml_root_name()
-{
- return "database";
-}
-} // Unnamed namespace.
-
-dict_map const& DBDictionary::GetDictionary() const
-{
- return dictionary_;
-}
-
-//============================================================================
-void DBDictionary::Init(std::string const& NewFilename)
-{
- // Perform the expensive operation of reading the dictionary from
- // file only if the cached file name doesn't match the new file
- // name, or if the cached file name is an empty string--which
- // means either that no dictionary has yet been read, or that the
- // cached file name was deliberately set to an empty string in
- // order to invalidate the cached database.
- //
- // TODO ?? We ought to address the problem that someone might have
- // modified that file in the meantime.
-
- if
- (
- "" != CachedFilename
- && NewFilename == CachedFilename
- )
- {
- return;
- }
-
- CachedFilename = NewFilename;
-
- if(access(NewFilename.c_str(), R_OK))
- {
- BadFile(NewFilename, "could not be found."); // dubious
- fatal_error()
- << "File '"
- << NewFilename
- << "' is required but could not be found. Try reinstalling."
- << LMI_FLUSH
- ;
- }
-
- xml_lmi::dom_parser parser(NewFilename);
- xml::element const& root = parser.root_node(xml_root_name());
-
- xml_serialize::from_xml(root, dictionary_);
-
- if(NumberOfEntries != static_cast<int>(dictionary_.size()))
- {
- std::ostringstream oss;
- oss
- << "is not up to date or is corrupted."
- << " It should contain " << NumberOfEntries
- << " elements, but it actually contains " << dictionary_.size()
- << " elements."
- ;
- BadFile(NewFilename, oss.str());
- }
-}
-
-//============================================================================
-void DBDictionary::InvalidateCache()
-{
- CachedFilename = "";
-}
-
-//============================================================================
-// TODO ?? Does this function make the code clearer, or less clear?
-void DBDictionary::BadFile(std::string const& Filename, std::string const& why)
-{
- InvalidateCache();
-
- std::string s = ", which is required for the product selected, ";
- s += why;
- s += " Try reinstalling. Other products might work in the meantime.";
-
- // It's generally pointless to proceed.
- if(global_settings::instance().mellon())
- {
- hobsons_choice() << "File '" << Filename << "'" << s << LMI_FLUSH;
- }
- else
- {
- fatal_error() << "File '" << Filename << "'" << s << LMI_FLUSH;
- }
-}
-
-//============================================================================
-void DBDictionary::WriteDB(std::string const& filename)
-{
- if(NumberOfEntries != static_cast<int>(dictionary_.size()))
- {
- fatal_error()
- << "Error writing database '"
- << filename
- << "': the database has " << dictionary_.size()
- << " entries, but should have " << NumberOfEntries << '.'
- ;
- for(int j = 0; j < NumberOfEntries; j++)
- {
- if(!dictionary_.count(j))
- {
- fatal_error() << " Key " << j << " not found.";
- }
- }
- fatal_error() << LMI_FLUSH;
- }
-
- xml_lmi::xml_document document(xml_root_name());
- xml::element& root = document.root_node();
-
- xml_lmi::set_attr(root, "version", "0");
- xml_serialize::to_xml(root, dictionary_);
-
- // Instead of this:
-// document.save(filename);
- // for the nonce, explicitly change the extension, in order to
- // force external product-file code to use the new extension.
- fs::path path(filename, fs::native);
- path = fs::change_extension(path, ".database");
- document.save(path.string());
-}
-
-//===========================================================================
-void DBDictionary::Add(TDBValue const& e)
-{
- dictionary_.erase(e.GetKey());
- dictionary_.insert(dict_map_val(e.GetKey(), e));
-}
-
-//============================================================================
-// Initialize all database entities to not-necessarily-plausible values.
-void DBDictionary::InitDB()
-{
- static double const bignum = std::numeric_limits<double>::max();
-
- dictionary_.clear();
- for(int j = DB_FIRST; j < DB_LAST; ++j)
- {
- Add(TDBValue(j, 0.0));
- }
-
- // It would be dangerous to set these to zero.
- Add(TDBValue(DB_CCOIMultiplier , 1.0));
- Add(TDBValue(DB_GCOIMultiplier , 1.0));
- Add(TDBValue(DB_SubstdTblMult , 1.0));
- Add(TDBValue(DB_SurrChgSADurFactor , 1.0));
- Add(TDBValue(DB_SurrChgAVDurFactor , 1.0));
-
- // Usually the maximum is a reciprocal, e.g., 1/11 or 1/12; for
- // greatest precision, store the reciprocal of that reciprocal,
- // e.g., 11 or 12.
- Add(TDBValue(DB_MaxMonthlyCoiRate , 12.0));
-
- Add(TDBValue(DB_GuarIntSpread , bignum));
-
- Add(TDBValue(DB_CurrCOITable0Limit , bignum));
- Add(TDBValue(DB_CurrCOITable1 , 999));
- Add(TDBValue(DB_CurrCOITable1Limit , bignum));
- Add(TDBValue(DB_CurrCOITable2 , 999));
-
- Add(TDBValue(DB_SpecAmtLoadLimit , bignum));
- Add(TDBValue(DB_DynSepAcctLoadLimit , bignum));
- Add(TDBValue(DB_ADDLimit , bignum));
- Add(TDBValue(DB_ExpPerKLimit , bignum));
-
- // SD Chapter 260 (HB 1200), signed 2008-02-19, amended 58-6-70
- // by removing the former million-dollar threshold.
- //
- // TODO ?? For now, only the threshold here is changed. Much
- // complex code elsewhere can be removed when time permits.
-
- int premium_tax_dimensions[TDBValue::e_number_of_axes] = {1, 1, 1, 1, 1,
53, 1};
- double premium_tax_retaliation_threshold[53] =
- {
- // AL AK AZ AR CA CO CT
- bignum, 0.0 , bignum, bignum, bignum, bignum, bignum,
- // DE DC FL GA HI ID
- bignum, bignum, bignum, bignum, bignum, bignum,
- // IL IN IA KS KY LA ME
- bignum, bignum, bignum, bignum, bignum, bignum, bignum,
- // MD MA MI MN MS MO
- bignum, bignum, bignum, bignum, bignum, bignum,
- // MT NE NV NH NJ NM NY
- bignum, bignum, bignum, bignum, bignum, bignum, bignum,
- // NC ND OH OK OR PA
- bignum, bignum, bignum, bignum, bignum, bignum,
- // PR RI SC SD TN TX UT
- bignum, bignum, bignum, 0.0 , bignum, bignum, bignum,
- // VT VA WA WV WI WY XX
- bignum, bignum, bignum, bignum, bignum, bignum, 0.0 ,
- };
- Add
- (TDBValue
- (DB_PremTaxRetalLimit
- ,TDBValue::e_number_of_axes
- ,premium_tax_dimensions
- ,premium_tax_retaliation_threshold
- )
- );
-}
-
-//============================================================================
-void DBDictionary::WriteSampleDBFile()
-{
- InitDB();
- Add(TDBValue(DB_GuarPolFee , 8.00));
- Add(TDBValue(DB_GuarSpecAmtLoad , 0.0));
- Add(TDBValue(DB_GuarIssueFee , 0.0));
- Add(TDBValue(DB_GuarFundAdminChg , 0.0));
- Add(TDBValue(DB_GuarPremLoadTgt , 0.07));
- Add(TDBValue(DB_GuarPremLoadExc , 0.04));
- Add(TDBValue(DB_GuarPremLoadTgtRfd , 0.00));
- Add(TDBValue(DB_GuarPremLoadExcRfd , 0.00));
- Add(TDBValue(DB_GuarAcctValLoadAMD , 0.0));
- Add(TDBValue(DB_CurrPolFee , 5.00));
- Add(TDBValue(DB_CurrSpecAmtLoad , 0.0));
- Add(TDBValue(DB_CurrIssueFee , 0.0));
- Add(TDBValue(DB_CurrFundAdminChg , 0.0));
- Add(TDBValue(DB_CurrPremLoadTgt , 0.05));
- Add(TDBValue(DB_CurrPremLoadExc , 0.02));
- Add(TDBValue(DB_CurrPremLoadTgtRfd , 0.00));
- Add(TDBValue(DB_CurrPremLoadExcRfd , 0.00));
- Add(TDBValue(DB_CurrAcctValLoadAMD , 0.0));
- Add(TDBValue(DB_DACTaxPremLoad , 0.01));
- Add(TDBValue(DB_FundCharge , 0.0));
- Add(TDBValue(DB_PremTaxFundCharge , 0.0));
- Add(TDBValue(DB_DACTaxFundCharge , 0.0));
- Add(TDBValue(DB_WaivePmTxInt1035 , true));
- Add(TDBValue(DB_FirstWDYear , 0.0));
- Add(TDBValue(DB_MaxWDAVMult , 1.0));
- Add(TDBValue(DB_MaxWDDed , mce_to_next_anniversary));
- Add(TDBValue(DB_MinWD , 100.0));
- Add(TDBValue(DB_WDFee , 25.0));
- Add(TDBValue(DB_WDFeeRate , 0.02));
- Add(TDBValue(DB_WDCanDecrSADBO1 , true));
- Add(TDBValue(DB_WDCanDecrSADBO2 , true));
- Add(TDBValue(DB_WDCanDecrSADBO3 , true));
- Add(TDBValue(DB_FirstLoanYear , 0.0));
- Add(TDBValue(DB_AllowPrefLoan , false));
- Add(TDBValue(DB_AllowFixedLoan , true));
- Add(TDBValue(DB_FixedLoanRate , 0.06));
- Add(TDBValue(DB_AllowVLR , true));
- Add(TDBValue(DB_MaxLoanAVMult , 1.0));
- Add(TDBValue(DB_MaxLoanDed , mce_to_next_anniversary));
- Add(TDBValue(DB_GuarPrefLoanSpread , 0.0));
- Add(TDBValue(DB_GuarRegLoanSpread , 0.04));
- Add(TDBValue(DB_CurrPrefLoanSpread , 0.0));
- Add(TDBValue(DB_CurrRegLoanSpread , 0.02));
- Add(TDBValue(DB_GuarInt , 0.03));
- Add(TDBValue(DB_NAARDiscount , 0.00246627));
- Add(TDBValue(DB_GuarIntSpread , 0.03));
- Add(TDBValue(DB_GuarMandE , 0.009));
- Add(TDBValue(DB_CurrIntSpread , 0.01));
- Add(TDBValue(DB_CurrMandE , 0.009));
- Add(TDBValue(DB_BonusInt , 0.0));
- Add(TDBValue(DB_IntFloor , 0.0));
- Add(TDBValue(DB_SepAcctSpreadMethod , mce_spread_is_effective_annual));
- Add(TDBValue(DB_DynamicMandE , false));
-
- // gender, smoker
- int dims313[TDBValue::e_number_of_axes] = {3, 1, 3, 1, 1, 1, 1};
-
- // US 1980 CSO age last; unisex = table D.
- // Male uses table E, which is correct, as opposed to table F,
- // which contains a numerical error but was adopted by NAIC.
- double TgCOI[9] =
- {
- 39, 37, 35, // female: sm ns us
- 45, 57, 41, // male: sm ns us
- 111, 109, 107, // unisex: sm ns us
- };
-
- // For now at least, just use (a multiple of) guaranteed COI rates
- // as current.
- Add(TDBValue(DB_CurrCOITable, TDBValue::e_number_of_axes, dims313, TgCOI));
- Add(TDBValue(DB_GuarCOITable, TDBValue::e_number_of_axes, dims313, TgCOI));
-
- Add(TDBValue(DB_COINYMinTable , 0.0));
-
- double coimult[9] =
- {
- 0.40, 0.30, 0.35, // female: sm ns us
- 0.60, 0.50, 0.55, // male: sm ns us
- 0.50, 0.40, 0.45, // unisex: sm ns us
- };
- Add(TDBValue(DB_CCOIMultiplier, TDBValue::e_number_of_axes, dims313,
coimult));
-
- Add(TDBValue(DB_UseNYCOIFloor , 0.0));
- Add(TDBValue(DB_GuarCOICeiling , 0.0));
- Add(TDBValue(DB_COIGuarIsMin , 0.0));
- Add(TDBValue(DB_COINonforfIsGuar , 0.0));
- Add(TDBValue(DB_CCoiIsAnnual , true));
- Add(TDBValue(DB_GCoiIsAnnual , true));
- Add(TDBValue(DB_MCoiIsAnnual , true));
- Add(TDBValue(DB_AgeLastOrNearest , 0, "0 = ALB")); // ALB
- Add(TDBValue(DB_AllowRetirees , true));
- Add(TDBValue(DB_MinSpecAmt , 100000.0));
- Add(TDBValue(DB_AllowSubstdTable , true));
- Add(TDBValue(DB_AllowFlatExtras , true));
- Add(TDBValue(DB_MinIssAge , 15));
- Add(TDBValue(DB_MaxIssAge , 70));
- Add(TDBValue(DB_MinIssSpecAmt , 0.0));
- Add(TDBValue(DB_MaxIssSpecAmt , 0.0));
- Add(TDBValue(DB_MinRenlBaseSpecAmt , 50000.0));
- Add(TDBValue(DB_MinRenlSpecAmt , 50000.0));
- Add(TDBValue(DB_MaxRenlSpecAmt , 0.0));
- Add(TDBValue(DB_MinSpecAmtIncr , 0.0));
- Add(TDBValue(DB_MaxIncrAge , 99));
- Add(TDBValue(DB_MinPmt , 0.0));
- Add(TDBValue(DB_SmokeOrTobacco , oe_tobacco_nontobacco));
- Add(TDBValue(DB_AllowUnisex , true));
- Add(TDBValue(DB_AllowSexDistinct , true));
- Add(TDBValue(DB_AllowUnismoke , true));
- Add(TDBValue(DB_AllowSmokeDistinct , true));
- Add(TDBValue(DB_AllowFullUW , true));
- Add(TDBValue(DB_AllowSimpUW , true));
- Add(TDBValue(DB_AllowGuarUW , true));
- Add(TDBValue(DB_AllowMortBlendSex , true));
- Add(TDBValue(DB_AllowMortBlendSmoke , true));
- Add(TDBValue(DB_AllowRatedWP , true));
- Add(TDBValue(DB_AllowRatedADD , true));
- Add(TDBValue(DB_AllowRatedTerm , true));
- Add(TDBValue(DB_Allowable , true));
- Add(TDBValue(DB_AllowPreferredClass , true));
- Add(TDBValue(DB_AllowCVAT , true));
- Add(TDBValue(DB_AllowGPT , true));
-
- // This is just a sample product, so we make do with plausible
- // all-male seven-pay premiums, and use GPT corridor factors for
- // CVAT.
- Add(TDBValue(DB_CorridorTable , 7));
- Add(TDBValue(DB_TAMRA7PayTable , 10));
-
- // Following IRS Notice 88-128, use only the male and female
- // tables with no smoker distinction, and a unisex table where
- // required by state law.
- //
- // US 1980 CSO age last, not smoker distinct. Unisex = table D.
- // Male uses table E, which is correct, as opposed to table F,
- // which contains a numerical error but was adopted by NAIC.
- int dims311[TDBValue::e_number_of_axes] = {3, 1, 1, 1, 1, 1, 1}; // gender
- double T7702q[9] = {35, 41, 107,}; // Female, male, unisex.
- Add(TDBValue(DB_IRC7702QTable, TDBValue::e_number_of_axes, dims311,
T7702q));
-
- Add(TDBValue(DB_PremLoad7702 , 0.02));
- Add(TDBValue(DB_AllowDBO1 , true));
- Add(TDBValue(DB_AllowDBO2 , true));
- Add(TDBValue(DB_AllowDBO3 , true));
- Add(TDBValue(DB_OptChgCanIncrSA , true));
- Add(TDBValue(DB_OptChgCanDecrSA , true));
- Add(TDBValue(DB_NonforfQTable , 0.0));
- Add(TDBValue(DB_SurrChgByFormula , 0.0));
- Add(TDBValue(DB_SurrChgPeriod , 0.0));
- Add(TDBValue(DB_SurrChgZeroDur , 0.0));
- Add(TDBValue(DB_SurrChgNLPMult , 0.0));
- Add(TDBValue(DB_SurrChgNLPMax , 0.0));
- Add(TDBValue(DB_SurrChgEAMax , 0.0));
- Add(TDBValue(DB_SurrChgPremMult , 0.0));
- Add(TDBValue(DB_SurrChgIsMly , 0.0));
-
- // These aren't actual premium tax rates. Actual rates change
- // often, and depend on the insurer's domicile because of
- // retaliation. Instead of giving rates that appear to be 'right'
- // but could be valid only on a certain date in a certain
- // domicile, we use two percent in every state except AK and SD
- // because those two states have a tiered premium tax that this
- // program can handle, and except fictitious state XX, which may
- // be used where no premium tax applies, as for offshore business.
- // DE has a tiered premium tax that this program cannot yet
- // handle, so we punt and use two percent in DE.
- int premium_tax_dimensions[TDBValue::e_number_of_axes] = {1, 1, 1, 1, 1,
53, 1};
- double const tiered = 0.0;
- double premium_tax_rates[53] =
- {
- // AL AK AZ AR CA CO CT
- 0.0200, tiered, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
- // DE DC FL GA HI ID
- 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
- // IL IN IA KS KY LA ME
- 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
- // MD MA MI MN MS MO
- 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
- // MT NE NV NH NJ NM NY
- 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
- // NC ND OH OK OR PA
- 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200,
- // PR RI SC SD TN TX UT
- 0.0200, 0.0200, 0.0200, tiered, 0.0200, 0.0200, 0.0200,
- // VT VA WA WV WI WY XX
- 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0200, 0.0000,
- };
- Add
- (TDBValue
- (DB_PremTaxRate
- ,TDBValue::e_number_of_axes
- ,premium_tax_dimensions
- ,premium_tax_rates
- )
- );
-
- Add(TDBValue(DB_PremTaxState , oe_ee_state));
- Add(TDBValue(DB_EndtAge , 100));
- Add(TDBValue(DB_AllowExtEndt , true));
- Add(TDBValue(DB_AllowGenAcct , true));
- Add(TDBValue(DB_AllowSepAcct , true));
- Add(TDBValue(DB_MinPremType , oe_monthly_deduction));
- Add(TDBValue(DB_TgtPremType , oe_modal_nonmec));
- Add(TDBValue(DB_TgtPmFixedAtIssue , false));
- Add(TDBValue(DB_TgtPmIgnoreSubstd , true));
- Add(TDBValue(DB_NoLapseMinDur , 0.0));
- Add(TDBValue(DB_NoLapseMinAge , 0.0));
- Add(TDBValue(DB_NoLapseUnratedOnly , false));
- Add(TDBValue(DB_NoLapseOpt1Only , false));
- Add(TDBValue(DB_PremRefund , 0.0));
- // Reuse current COI rates as current and guaranteed term rates.
- Add(TDBValue(DB_TermTable, TDBValue::e_number_of_axes, dims313, TgCOI));
- Add(TDBValue(DB_GuarTermTable, TDBValue::e_number_of_axes, dims313,
TgCOI));
- Add(TDBValue(DB_AllowTerm , true));
- Add(TDBValue(DB_TermMinIssAge , 0.0));
- Add(TDBValue(DB_TermMaxIssAge , 0.0));
- Add(TDBValue(DB_TermForcedConvAge , 0.0));
- Add(TDBValue(DB_MaxTermProportion , 0.0));
- Add(TDBValue(DB_TermCOIRate , 0.0));
- Add(TDBValue(DB_TermPremRate , 0.0));
- Add(TDBValue(DB_WPTable , 8));
- Add(TDBValue(DB_AllowWP , true));
- Add(TDBValue(DB_WPMinIssAge , 0.0));
- Add(TDBValue(DB_WPMaxIssAge , 0.0));
- Add(TDBValue(DB_WPMax , 0.0));
- Add(TDBValue(DB_WPCOIRate , 0.0));
- Add(TDBValue(DB_WPPremRate , 0.0));
- // SOA qx_ins table 708 is 70-75 US ADB experience.
- Add(TDBValue(DB_ADDTable , 708));
- Add(TDBValue(DB_AllowADD , true));
- Add(TDBValue(DB_ADDMinIssAge , 0.0));
- Add(TDBValue(DB_ADDMaxIssAge , 0.0));
- Add(TDBValue(DB_ADDLimit , 1000000.0));
- Add(TDBValue(DB_ADDCOIRate , 0.0));
- Add(TDBValue(DB_ADDPremRate , 0.0));
- Add(TDBValue(DB_WeightClass , 0.0));
- Add(TDBValue(DB_WeightGender , 0.0));
- Add(TDBValue(DB_WeightSmoking , 0.0));
- Add(TDBValue(DB_WeightAge , 0.0));
- Add(TDBValue(DB_WeightSpecAmt , 0.0));
- Add(TDBValue(DB_WeightState , 0.0));
- Add(TDBValue(DB_FullExpPol , 0.0));
- Add(TDBValue(DB_FullExpPrem , 0.0));
- Add(TDBValue(DB_FullExpDumpin , 0.0));
- Add(TDBValue(DB_FullExpPerK , 0.0));
- Add(TDBValue(DB_VarExpPol , 0.0));
- Add(TDBValue(DB_VarExpPrem , 0.0));
- Add(TDBValue(DB_VarExpDumpin , 0.0));
- Add(TDBValue(DB_VarExpPerK , 0.0));
- Add(TDBValue(DB_MedicalProportion , 0.0));
- Add(TDBValue(DB_UWTestCost , 0.0));
- Add(TDBValue(DB_VxBasicQTable , 0.0));
- Add(TDBValue(DB_VxDeficQTable , 0.0));
- Add(TDBValue(DB_VxTaxQTable , 0.0));
- Add(TDBValue(DB_StatVxInt , 0.0));
- Add(TDBValue(DB_TaxVxInt , 0.0));
- Add(TDBValue(DB_StatVxQ , 0.0));
- Add(TDBValue(DB_TaxVxQ , 0.0));
- Add(TDBValue(DB_DefVxQ , 0.0));
- Add(TDBValue(DB_NonforfQ , 0.0));
- Add(TDBValue(DB_CompTarget , 0.0));
- Add(TDBValue(DB_CompExcess , 0.0));
- Add(TDBValue(DB_CompChargeBack , 0.0));
- Add(TDBValue(DB_LapseRate , 0.0));
- Add(TDBValue(DB_ReqSurpNAAR , 0.0));
- Add(TDBValue(DB_ReqSurpVx , 0.0));
- Add(TDBValue(DB_LICFitRate , 0.0));
- Add(TDBValue(DB_LicDacTaxRate , 0.0));
- Add(TDBValue(DB_GDBVxMethod , 0.0));
- Add(TDBValue(DB_PrimaryHurdle , 0.0));
- Add(TDBValue(DB_SecondaryHurdle , 0.0));
- Add(TDBValue(DB_LedgerType , mce_ill_reg));
- Add(TDBValue(DB_AllowExpRating , false));
-
- // These aren't really NY Table Y group rates--in fact, they're
- // US 65-70 male ALB. Though NY Table Y is occasionally
- // encountered in the group-carveout market, it's not included
- // in the SOA's databases; for default initialization, a widely-
- // available table is preferred.
- //
- // DATABASE !! Hence, the entity is misnamed; it really means
- // something like "group proxy rate". However, what's really
- // wanted is a choice among tables. The same can be said of
- // 'DB_83GamTable', which really means "partial-mortality table";
- // this support request:
- // http://savannah.nongnu.org/support/?105593
- // would offer a choice and make that database entity unnecessary.
- Add(TDBValue(DB_TableYTable , 358));
-
- // Use male rates for unisex--1983 GAM seems to have no unisex version.
- double T83Gam[3] = {825, 826, 826,};
- Add(TDBValue(DB_83GamTable, TDBValue::e_number_of_axes, dims311, T83Gam,
"Use male rates for unisex--1983 GAM seems to have no unisex version."));
-
- Add(TDBValue(DB_AllowWD , true));
- Add(TDBValue(DB_AllowLoan , true));
- Add(TDBValue(DB_AllowChangeToDBO2 , true));
- Add(TDBValue(DB_AllowSAIncr , true));
- Add(TDBValue(DB_NoLapseAlwaysActive , false));
- Add(TDBValue(DB_PrefOrSelect , oe_called_select));
- Add(TDBValue(DB_ExpRatStdDevMult , 0.0));
- Add(TDBValue(DB_ExpRatIBNRMult , 0.0));
- Add(TDBValue(DB_ExpRatCOIRetention , 0.0));
- Add(TDBValue(DB_StableValFundCharge , 0.0));
- Add(TDBValue(DB_AmortPmLdFundCharge , 0.0030));
- Add(TDBValue(DB_AllowAmortPremLoad , false));
- Add(TDBValue(DB_PmTxAmortPeriod , 0));
- Add(TDBValue(DB_PmTxAmortIntRate , 0.0));
- // Pass through premium tax.
- Add
- (TDBValue
- (DB_PremTaxLoad
- ,TDBValue::e_number_of_axes
- ,premium_tax_dimensions
- ,premium_tax_rates
- )
- );
- Add(TDBValue(DB_AllowHoneymoon , true));
- // Set target equal to seven-pay premium.
- Add(TDBValue(DB_TgtPremTable , 10));
- Add(TDBValue(DB_TgtPremPolFee , 0.0));
- Add(TDBValue(DB_AllowExtraAssetComp , true));
- Add(TDBValue(DB_AllowExtraPremComp , true));
- Add(TDBValue(DB_AssetChargeType , oe_asset_charge_spread));
- Add(TDBValue(DB_AllowUltraPrefClass , false));
- Add(TDBValue(DB_MaxGenAcctRate , 0.06));
- Add(TDBValue(DB_MaxSepAcctRate , 0.12));
- Add(TDBValue(DB_MaxVLRRate , 0.18));
- Add(TDBValue(DB_SurrChgAVMult , 0.0));
- Add(TDBValue(DB_IntSpreadFreq , mce_spread_daily));
- Add(TDBValue(DB_StateApproved , true));
- Add(TDBValue(DB_AllowStateXX , true));
- Add(TDBValue(DB_AllowForeign , true));
- Add(TDBValue(DB_AllowCustomFund , false));
- Add(TDBValue(DB_AllowNo7702 , false));
- Add(TDBValue(DB_EnforceNAARLimit , true));
- Add(TDBValue(DB_DynamicSepAcctLoad , false));
- Add(TDBValue(DB_SpecAmtLoadLimit , 10000000.0));
- Add(TDBValue(DB_Equiv7702DBO3 , 0));
- Add(TDBValue(DB_ExpRatRiskCOIMult , 0));
- Add(TDBValue(DB_SurrChgSAMult , 0.0));
- Add(TDBValue(DB_AllowSpouse , false));
- Add(TDBValue(DB_AllowChild , false));
-
- // Spouse and child riders unavailable, so it doesn't matter
- // what table we specify.
- Add(TDBValue(DB_SpouseRiderTable , 708));
- Add(TDBValue(DB_ChildRiderTable , 708));
-
- Add(TDBValue(DB_GAIntBonus , 0.0));
-
- // Allow experience rating.
- Add(TDBValue(DB_AllowExpRating , 1.0));
- Add(TDBValue(DB_ExpRatIBNRMult , 6.0));
- Add(TDBValue(DB_ExpRatAmortPeriod , 4.0));
-
- WriteDB(AddDataDir("sample.database"));
-}
-
-/// Initialize the built-in database for the antediluvian branch.
-
-void DBDictionary::InitAntediluvian()
-{
- dictionary_.clear();
-
- // Zero is inappropriate for some entities ("DB_CCOIMultiplier",
- // e.g.), but the antediluvian branch doesn't actually use most
- // database entities.
- for(int j = DB_FIRST; j < DB_LAST; ++j)
- {
- Add(TDBValue(j, 0.0));
- }
-
- Add(TDBValue(DB_GuarInt, 0.03));
-
- Add(TDBValue(DB_FixedLoanRate, 0.06));
-
- Add(TDBValue(DB_GuarRegLoanSpread, 0.0));
- Add(TDBValue(DB_CurrRegLoanSpread, 0.0));
- Add(TDBValue(DB_GuarPrefLoanSpread, 0.0));
- Add(TDBValue(DB_CurrPrefLoanSpread, 0.0));
-
- Add(TDBValue(DB_AllowGenAcct, 1.0));
- Add(TDBValue(DB_AllowPreferredClass, 1.0));
-
- // premium loads
-
- Add(TDBValue(DB_GuarPolFee, 12.00));
- Add(TDBValue(DB_GuarSpecAmtLoad, 0.0));
- Add(TDBValue(DB_GuarPremLoadTgt, 0.025));
- Add(TDBValue(DB_GuarPremLoadExc, 0.025));
- Add(TDBValue(DB_CurrPolFee, 5.00));
- Add(TDBValue(DB_CurrSpecAmtLoad, 0.0));
- Add(TDBValue(DB_CurrPremLoadTgt, 0.025));
- Add(TDBValue(DB_CurrPremLoadExc, 0.025));
-
- Add(TDBValue(DB_MinWD, 100.0));
- Add(TDBValue(DB_WDFee, 5.0));
- Add(TDBValue(DB_WDFeeRate, 0.01));
-
- int guar_coi_dims[TDBValue::e_number_of_axes] = {1, 1, 3, 1, 1, 1, 1};
- // smoker, nonsmoker, unismoke
- double guar_coi_tables[3] = {111, 109, 107};
- Add(TDBValue(DB_GuarCOITable, TDBValue::e_number_of_axes, guar_coi_dims,
guar_coi_tables));
-
- int curr_coi_dims[TDBValue::e_number_of_axes] = {1, 4, 3, 1, 1, 1, 1};
- // preferred, standard, rated, ultrapreferred by smoker, nonsmoker,
unismoke
- double curr_coi_tables[] =
- {
- 2, 3, 1, // pref sm ns us
- 5, 6, 4, // std sm ns us
- 5, 6, 4, // rated sm ns us
- 0, 0, 0, // ultra sm ns us
- };
- Add(TDBValue(DB_CurrCOITable, TDBValue::e_number_of_axes, curr_coi_dims,
curr_coi_tables));
-
- Add(TDBValue(DB_CorridorTable, 7));
- Add(TDBValue(DB_WPTable, 8));
- Add(TDBValue(DB_ADDTable, 9));
- Add(TDBValue(DB_EndtAge, 100));
- Add(TDBValue(DB_AgeLastOrNearest, 1.0));
- Add(TDBValue(DB_MinSpecAmt, 10000.0));
-
- Add(TDBValue(DB_MaxGenAcctRate, 0.12));
- Add(TDBValue(DB_MaxSepAcctRate, 0.12));
-
- Add(TDBValue(DB_AllowLoan, 1.0));
- Add(TDBValue(DB_AllowWD, 1.0));
- Add(TDBValue(DB_AllowFlatExtras, 1.0));
- Add(TDBValue(DB_AllowChangeToDBO2, 1.0));
- Add(TDBValue(DB_AllowDBO3, 1.0));
-
- Add(TDBValue(DB_SurrChgPremMult, 0.0));
- Add(TDBValue(DB_SurrChgAVMult, 0.0));
- Add(TDBValue(DB_SurrChgSAMult, 0.0));
- Add(TDBValue(DB_SurrChgAVDurFactor, 1.0));
- Add(TDBValue(DB_SurrChgSADurFactor, 1.0));
-
- Add(TDBValue(DB_LedgerType, mce_ill_reg));
-
- Add(TDBValue(DB_NoLapseAlwaysActive, 0.0));
- Add(TDBValue(DB_NoLapseMinDur, 0.0));
- Add(TDBValue(DB_NoLapseMinAge, 0.0));
-
- Add(TDBValue(DB_NominallyPar, 0.0));
- Add(TDBValue(DB_Has1035ExchCharge, 0.0));
- Add(TDBValue(DB_SmokeOrTobacco, 0.0));
- Add(TDBValue(DB_DACTaxFundCharge, 0.0));
- Add(TDBValue(DB_AllowWP, 0.0));
- Add(TDBValue(DB_AllowADD, 0.0));
- Add(TDBValue(DB_AllowSpouse, 0.0));
- Add(TDBValue(DB_AllowChild, 0.0));
-
- Add(TDBValue(DB_ExpRatAmortPeriod, 4.0));
-}
-
-//============================================================================
-void print_databases()
-{
- fs::path path(global_settings::instance().data_directory());
- fs::directory_iterator i(path);
- fs::directory_iterator end_i;
- for(; i != end_i; ++i)
- {
- if(is_directory(*i) || ".database" != fs::extension(*i))
- {
- continue;
- }
-
- DBDictionary::instance().Init(i->string());
- fs::path out_file = fs::change_extension(*i, ".dbt");
- fs::ofstream os(out_file, ios_out_trunc_binary());
- dict_map const& dictionary = DBDictionary::instance().GetDictionary();
- // std::ostream_iterator not used because it doesn't work
- // nicely with std::map (a name-lookup issue).
- typedef dict_map::const_iterator dmci;
- for(dmci i = dictionary.begin(); i != dictionary.end(); ++i)
- {
- i->second.write(os);
- }
- }
-}
-
Modified: lmi/trunk/objects.make
===================================================================
--- lmi/trunk/objects.make 2010-05-02 15:23:37 UTC (rev 4893)
+++ lmi/trunk/objects.make 2010-05-02 17:06:17 UTC (rev 4894)
@@ -188,6 +188,7 @@
datum_base.o \
datum_boolean.o \
datum_string.o \
+ dbdict.o \
dbnames.o \
dbvalue.o \
death_benefits.o \
@@ -255,7 +256,6 @@
antediluvian_stubs.o \
basicvalues.o \
database.o \
- dbdict.o \
mortality_rates.o \
solve.o \
@@ -275,7 +275,6 @@
ihs_avstrtgy.o \
ihs_basicval.o \
ihs_database.o \
- ihs_dbdict.o \
ihs_irc7702.o \
ihs_irc7702a.o \
ihs_mortal.o \
@@ -376,6 +375,7 @@
data_directory.o \
datum_base.o \
datum_string.o \
+ dbdict.o \
dbnames.o \
dbvalue.o \
death_benefits.o \
@@ -386,7 +386,6 @@
global_settings.o \
ihs_basicval.o \
ihs_database.o \
- ihs_dbdict.o \
ihs_mortal.o \
input.o \
input_harmonization.o \
@@ -770,13 +769,13 @@
$(xmlwrapp_objects) \
data_directory.o \
datum_base.o \
+ dbdict.o \
dbnames.o \
dbvalue.o \
expm1.o \
facets.o \
fund_data.o \
global_settings.o \
- ihs_dbdict.o \
mc_enum.o \
mc_enum_types.o \
miscellany.o \
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- [lmi-commits] [4894] Merge two TUs, renaming 'ihs_dbdict.cpp' to 'dbdict.cpp',
Greg Chicares <=