Why would have RuboCop installed and not what to use it?
I think the check is perfectly fine in its current state, especially given the fact that you can simply disable RuboCop with the defcustom mentioned.
> Since most if not all of the warnings that
>> Rubocop generates are not raised by Ruby I consider them not adopted by
>> the Ruby community by default.
You know this thing is configurable, right? ;-) The vast majority of checks are actually pretty much community standard - Ruby produces only a minimal amount of lint warnings, RuboCop has extended linting but also a lot of code style checking functionality.
I don't really want us to check for RuboCop config files (those are hierarchical and won't necessarily be in the root of your current project anyways) - I think the current check + config is sufficient.